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Healthcare Cost in Raleigh, NC

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$6,440
MONTHLY
$537
VS NATIONAL
0%
COST INDEX
100

Direct Answer

Healthcare Cost in Raleigh, NC averages approximately $6,440/year ($537/month) โ€” at the US national average of $6,440. Typical range: $4,186โ€“$9,338 depending on household and provider.

Healthcare Cost Range in Raleigh

Budget-Conscious
$4,186/yr
~$349/mo ยท 35% below average
Typical
$6,440/yr
~$537/mo ยท what most households spend
Premium
$9,338/yr
~$778/mo ยท 45% above average

How Raleigh Compares

Raleigh's healthcare cost runs $0 less per year than the US national average. With a cost-of-living index of 100, Raleigh is positioned in the middle of US cost rankings, with healthcare cost tracking close to national pricing.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Raleigh, NC This page100$6,4400%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Raleigh

1

Shop providers annually โ€” healthcare cost pricing in Raleigh varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within NC, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Raleigh discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Raleigh and NC may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Raleigh

See how other major expenses look in Raleigh, NC.

See the full Raleigh cost-of-living profile โ†’

Raleigh Healthcare Cost โ€” FAQ

What is the average healthcare cost in Raleigh, NC?

The average healthcare cost in Raleigh, NC is approximately $6,440 per year ($537/month), based on a cost-of-living index of 100 applied to the national baseline of $6,440.

Is healthcare cost expensive in Raleigh?

Healthcare Cost in Raleigh runs close to the US national average, with a cost-of-living index of 100. The typical cost is within a few percent of the national figure.

How much does healthcare cost cost per month in Raleigh?

Monthly healthcare cost in Raleigh averages about $537. Households typically see $349โ€“$778 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 100 for Raleigh) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.