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Healthcare Cost in Virginia Beach, VA

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$6,714
MONTHLY
$560
VS NATIONAL
+4%
COST INDEX
105

Direct Answer

Healthcare Cost in Virginia Beach, VA averages approximately $6,714/year ($560/month) โ€” 4% above the US national average of $6,440. Typical range: $4,364โ€“$9,735 depending on household and provider.

Healthcare Cost Range in Virginia Beach

Budget-Conscious
$4,364/yr
~$364/mo ยท 35% below average
Typical
$6,714/yr
~$560/mo ยท what most households spend
Premium
$9,735/yr
~$811/mo ยท 45% above average

How Virginia Beach Compares

Virginia Beach's healthcare cost runs $274 more per year than the US national average. With a cost-of-living index of 105, Virginia Beach is positioned in the middle of US cost rankings, with healthcare cost tracking close to national pricing.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Virginia Beach, VA This page105$6,714+4%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Virginia Beach

1

Shop providers annually โ€” healthcare cost pricing in Virginia Beach varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within VA, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Virginia Beach discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Virginia Beach and VA may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Virginia Beach

See how other major expenses look in Virginia Beach, VA.

See the full Virginia Beach cost-of-living profile โ†’

Virginia Beach Healthcare Cost โ€” FAQ

What is the average healthcare cost in Virginia Beach, VA?

The average healthcare cost in Virginia Beach, VA is approximately $6,714 per year ($560/month), based on a cost-of-living index of 105 applied to the national baseline of $6,440.

Is healthcare cost expensive in Virginia Beach?

Healthcare Cost in Virginia Beach runs close to the US national average, with a cost-of-living index of 105. The typical cost is within a few percent of the national figure.

How much does healthcare cost cost per month in Virginia Beach?

Monthly healthcare cost in Virginia Beach averages about $560. Households typically see $364โ€“$811 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 105 for Virginia Beach) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.