๐Ÿ–๏ธ

Retirement Cost in Hattiesburg, MS

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$39,416
MONTHLY
$3,285
VS NATIONAL
-24%
COST INDEX
78

Direct Answer

Retirement Cost in Hattiesburg, MS averages approximately $39,416/year ($3,285/month) โ€” 24% below the US national average of $52,000. Typical range: $25,620โ€“$57,153 depending on household and provider.

Retirement Cost Range in Hattiesburg

Budget-Conscious
$25,620/yr
~$2,135/mo ยท 35% below average
Typical
$39,416/yr
~$3,285/mo ยท what most households spend
Premium
$57,153/yr
~$4,763/mo ยท 45% above average

How Hattiesburg Compares

Hattiesburg's retirement cost runs $12,584 less per year than the US national average. With a cost-of-living index of 78, Hattiesburg is positioned among the more affordable US markets, with retirement cost pricing well below national averages.

โ„น More expensive nearby: New Orleans, LA (106 mi) costs more โ€” index 97.

Retirement Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Hattiesburg, MS This page78$39,416-24%
New York, NY187$101,764+96%
Los Angeles, CA166$89,752+73%
Chicago, IL107$56,004+8%
Houston, TX96$49,712-4%
Phoenix, AZ103$53,716+3%
View all 300+ cities ranked by retirement cost โ†’

How to Save on Retirement Cost in Hattiesburg

1

Shop providers annually โ€” retirement cost pricing in Hattiesburg varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within MS, retirement cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for retirement cost.

4

Bundle services where possible โ€” many providers in Hattiesburg discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Hattiesburg and MS may offer income-based reductions for retirement cost; check with local consumer-affairs offices.

Other Costs in Hattiesburg

See how other major expenses look in Hattiesburg, MS.

See the full Hattiesburg cost-of-living profile โ†’

Hattiesburg Retirement Cost โ€” FAQ

What is the average retirement cost in Hattiesburg, MS?

The average retirement cost in Hattiesburg, MS is approximately $39,416 per year ($3,285/month), based on a cost-of-living index of 78 applied to the national baseline of $52,000.

Is retirement cost expensive in Hattiesburg?

No โ€” retirement cost in Hattiesburg runs about 24% below the US national average, helped by a city-wide cost index of 78. The annual cost is roughly $12,584 less than the national figure.

How much does retirement cost cost per month in Hattiesburg?

Monthly retirement cost in Hattiesburg averages about $3,285. Households typically see $2,135โ€“$4,763 per month depending on size, provider choice, and lifestyle.

What drives retirement cost differences between cities?

Retirement Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 78 for Hattiesburg) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.