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Retirement Cost in Pierre, SD

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$46,280
MONTHLY
$3,857
VS NATIONAL
-11%
COST INDEX
90

Direct Answer

Retirement Cost in Pierre, SD averages approximately $46,280/year ($3,857/month) โ€” 11% below the US national average of $52,000. Typical range: $30,082โ€“$67,106 depending on household and provider.

Retirement Cost Range in Pierre

Budget-Conscious
$30,082/yr
~$2,507/mo ยท 35% below average
Typical
$46,280/yr
~$3,857/mo ยท what most households spend
Premium
$67,106/yr
~$5,592/mo ยท 45% above average

How Pierre Compares

Pierre's retirement cost runs $5,720 less per year than the US national average. With a cost-of-living index of 90, Pierre is positioned in the middle of US cost rankings, with retirement cost tracking close to national pricing.

Retirement Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Pierre, SD This page90$46,280-11%
New York, NY187$101,764+96%
Los Angeles, CA166$89,752+73%
Chicago, IL107$56,004+8%
Houston, TX96$49,712-4%
Phoenix, AZ103$53,716+3%
View all 300+ cities ranked by retirement cost โ†’

How to Save on Retirement Cost in Pierre

1

Shop providers annually โ€” retirement cost pricing in Pierre varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within SD, retirement cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for retirement cost.

4

Bundle services where possible โ€” many providers in Pierre discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Pierre and SD may offer income-based reductions for retirement cost; check with local consumer-affairs offices.

Other Costs in Pierre

See how other major expenses look in Pierre, SD.

See the full Pierre cost-of-living profile โ†’

Pierre Retirement Cost โ€” FAQ

What is the average retirement cost in Pierre, SD?

The average retirement cost in Pierre, SD is approximately $46,280 per year ($3,857/month), based on a cost-of-living index of 90 applied to the national baseline of $52,000.

Is retirement cost expensive in Pierre?

No โ€” retirement cost in Pierre runs about 11% below the US national average, helped by a city-wide cost index of 90. The annual cost is roughly $5,720 less than the national figure.

How much does retirement cost cost per month in Pierre?

Monthly retirement cost in Pierre averages about $3,857. Households typically see $2,507โ€“$5,592 per month depending on size, provider choice, and lifestyle.

What drives retirement cost differences between cities?

Retirement Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 90 for Pierre) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.