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Retirement Cost in Pueblo, CO

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$43,992
MONTHLY
$3,666
VS NATIONAL
-15%
COST INDEX
86

Direct Answer

Retirement Cost in Pueblo, CO averages approximately $43,992/year ($3,666/month) โ€” 15% below the US national average of $52,000. Typical range: $28,595โ€“$63,788 depending on household and provider.

Retirement Cost Range in Pueblo

Budget-Conscious
$28,595/yr
~$2,383/mo ยท 35% below average
Typical
$43,992/yr
~$3,666/mo ยท what most households spend
Premium
$63,788/yr
~$5,316/mo ยท 45% above average

How Pueblo Compares

Pueblo's retirement cost runs $8,008 less per year than the US national average. With a cost-of-living index of 86, Pueblo is positioned among the more affordable US markets, with retirement cost pricing well below national averages.

โ„น More expensive nearby: Boulder, CO (127 mi) costs more โ€” index 145.

Retirement Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Pueblo, CO This page86$43,992-15%
New York, NY187$101,764+96%
Los Angeles, CA166$89,752+73%
Chicago, IL107$56,004+8%
Houston, TX96$49,712-4%
Phoenix, AZ103$53,716+3%
View all 300+ cities ranked by retirement cost โ†’

How to Save on Retirement Cost in Pueblo

1

Shop providers annually โ€” retirement cost pricing in Pueblo varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within CO, retirement cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for retirement cost.

4

Bundle services where possible โ€” many providers in Pueblo discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Pueblo and CO may offer income-based reductions for retirement cost; check with local consumer-affairs offices.

Other Costs in Pueblo

See how other major expenses look in Pueblo, CO.

See the full Pueblo cost-of-living profile โ†’

Pueblo Retirement Cost โ€” FAQ

What is the average retirement cost in Pueblo, CO?

The average retirement cost in Pueblo, CO is approximately $43,992 per year ($3,666/month), based on a cost-of-living index of 86 applied to the national baseline of $52,000.

Is retirement cost expensive in Pueblo?

No โ€” retirement cost in Pueblo runs about 15% below the US national average, helped by a city-wide cost index of 86. The annual cost is roughly $8,008 less than the national figure.

How much does retirement cost cost per month in Pueblo?

Monthly retirement cost in Pueblo averages about $3,666. Households typically see $2,383โ€“$5,316 per month depending on size, provider choice, and lifestyle.

What drives retirement cost differences between cities?

Retirement Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 86 for Pueblo) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.