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Retirement Cost in Sedona, AZ

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$74,880
MONTHLY
$6,240
VS NATIONAL
+44%
COST INDEX
140

Direct Answer

Retirement Cost in Sedona, AZ averages approximately $74,880/year ($6,240/month) โ€” 44% above the US national average of $52,000. Typical range: $48,672โ€“$108,576 depending on household and provider.

Retirement Cost Range in Sedona

Budget-Conscious
$48,672/yr
~$4,056/mo ยท 35% below average
Typical
$74,880/yr
~$6,240/mo ยท what most households spend
Premium
$108,576/yr
~$9,048/mo ยท 45% above average

How Sedona Compares

Sedona's retirement cost runs $22,880 more per year than the US national average. With a cost-of-living index of 140, Sedona is positioned among the more expensive US markets, and retirement cost reflects that premium.

๐Ÿ’ก Cheaper nearby: Glendale, AZ (95 miles away) has lower retirement cost costs at index 97.

Retirement Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Sedona, AZ This page140$74,880+44%
New York, NY187$101,764+96%
Los Angeles, CA166$89,752+73%
Chicago, IL107$56,004+8%
Houston, TX96$49,712-4%
Phoenix, AZ103$53,716+3%
View all 300+ cities ranked by retirement cost โ†’

How to Save on Retirement Cost in Sedona

1

Shop providers annually โ€” retirement cost pricing in Sedona varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within AZ, retirement cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for retirement cost.

4

Bundle services where possible โ€” many providers in Sedona discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Sedona and AZ may offer income-based reductions for retirement cost; check with local consumer-affairs offices.

Other Costs in Sedona

See how other major expenses look in Sedona, AZ.

See the full Sedona cost-of-living profile โ†’

Sedona Retirement Cost โ€” FAQ

What is the average retirement cost in Sedona, AZ?

The average retirement cost in Sedona, AZ is approximately $74,880 per year ($6,240/month), based on a cost-of-living index of 140 applied to the national baseline of $52,000.

Is retirement cost expensive in Sedona?

Yes โ€” retirement cost in Sedona runs about 44% above the US national average, driven by the city's overall cost index of 140. The annual cost gap versus the national figure is roughly $22,880.

How much does retirement cost cost per month in Sedona?

Monthly retirement cost in Sedona averages about $6,240. Households typically see $4,056โ€“$9,048 per month depending on size, provider choice, and lifestyle.

What drives retirement cost differences between cities?

Retirement Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 140 for Sedona) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.