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Utilities Cost in Bloomington, IN

By Diana Kowalski ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$4,154
MONTHLY
$346
VS NATIONAL
-7%
COST INDEX
88

Direct Answer

Utilities Cost in Bloomington, IN averages approximately $4,154/year ($346/month) โ€” 7% below the US national average of $4,476. Typical range: $2,700โ€“$6,023 depending on household and provider.

Utilities Cost Range in Bloomington

Budget-Conscious
$2,700/yr
~$225/mo ยท 35% below average
Typical
$4,154/yr
~$346/mo ยท what most households spend
Premium
$6,023/yr
~$502/mo ยท 45% above average

How Bloomington Compares

Bloomington's utilities cost runs $322 less per year than the US national average. With a cost-of-living index of 88, Bloomington is positioned among the more affordable US markets, with utilities cost pricing well below national averages.

Utilities Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Bloomington, IN This page88$4,154-7%
New York, NY187$6,812+52%
Los Angeles, CA166$6,248+40%
Chicago, IL107$4,664+4%
Houston, TX96$4,369-2%
Phoenix, AZ103$4,557+2%
View all 300+ cities ranked by utilities cost โ†’

How to Save on Utilities Cost in Bloomington

1

Shop providers annually โ€” utilities cost pricing in Bloomington varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within IN, utilities cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for utilities cost.

4

Bundle services where possible โ€” many providers in Bloomington discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Bloomington and IN may offer income-based reductions for utilities cost; check with local consumer-affairs offices.

Other Costs in Bloomington

See how other major expenses look in Bloomington, IN.

See the full Bloomington cost-of-living profile โ†’

Bloomington Utilities Cost โ€” FAQ

What is the average utilities cost in Bloomington, IN?

The average utilities cost in Bloomington, IN is approximately $4,154 per year ($346/month), based on a cost-of-living index of 88 applied to the national baseline of $4,476.

Is utilities cost expensive in Bloomington?

No โ€” utilities cost in Bloomington runs about 7% below the US national average, helped by a city-wide cost index of 88. The annual cost is roughly $322 less than the national figure.

How much does utilities cost cost per month in Bloomington?

Monthly utilities cost in Bloomington averages about $346. Households typically see $225โ€“$502 per month depending on size, provider choice, and lifestyle.

What drives utilities cost differences between cities?

Utilities Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 88 for Bloomington) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.