Legal Services

Bankruptcy Lawyer Cost by City

Average bankruptcy attorney fees for Chapter 7 and Chapter 13. Compare costs across 300 US cities.

National Average
$1,000$6,000
avg range
Cities
300+
Cheapest
Oshkosh
Most Expensive
Aspen
Spread
$2K$8K

Bankruptcy Lawyer cost by city is one of the most-searched cost topics in the US, and for good reason — prices swing wildly depending on your zip code. Average bankruptcy attorney fees for Chapter 7 and Chapter 13. The data below compares pricing across 300+ American cities using BLS and Census Bureau figures. Whether you're in Oshkosh (our most affordable market) or Aspen (the priciest), you'll find detailed numbers to help you budget accurately.

Why Bankruptcy Lawyer Costs Vary by City

1

Court filing fees and procedural costs that vary by jurisdiction

2

Local attorney market density and competition for cases

3

State bar association rate guidelines and ethical rules on fees

4

Demand patterns — some legal needs spike in certain metro areas

5

Case complexity influenced by local laws and court procedures

Cheapest and Most Expensive Cities for Bankruptcy Lawyer

Compare Bankruptcy Lawyer Prices Across 300 Cities

#CityStateLowAverageHighvs National
1OshkoshWI$580$2,031$3,481-42%
2LansingMI$589$2,062$3,534-41%
3Corpus ChristiTX$591$2,070$3,548-41%
4ShreveportLA$592$2,072$3,552-41%
5BrownsvilleTX$615$2,154$3,692-38%
6FargoND$624$2,185$3,746-38%
7CincinnatiOH$632$2,211$3,789-37%
8PierreSD$637$2,231$3,824-36%
9AkronOH$639$2,238$3,836-36%
10BiloxiMS$641$2,245$3,848-36%
11JacksonMS$654$2,288$3,921-35%
12HattiesburgMS$658$2,303$3,948-34%
13TylerTX$660$2,310$3,960-34%
14Winston-SalemNC$666$2,331$3,995-33%
15La CrosseWI$666$2,332$3,998-33%
16BloomingtonIN$668$2,338$4,008-33%
17Grand RapidsMI$672$2,351$4,029-33%
18DavenportIA$682$2,388$4,094-32%
19Cedar RapidsIA$696$2,437$4,178-30%
20SavannahGA$701$2,452$4,203-30%
21College StationTX$704$2,464$4,224-30%
22LafayetteLA$709$2,483$4,256-29%
23MilwaukeeWI$712$2,491$4,269-29%
24RacineWI$712$2,491$4,269-29%
25El PasoTX$713$2,497$4,280-29%
26Des MoinesIA$718$2,512$4,305-28%
27MurfreesboroTN$719$2,518$4,316-28%
28Terre HauteIN$723$2,529$4,335-28%
29Daytona BeachFL$726$2,540$4,353-27%
30Green BayWI$732$2,564$4,395-27%
31ConwayAR$738$2,582$4,426-26%
32DallasTX$751$2,628$4,505-25%
33FrankfortKY$751$2,628$4,505-25%
34DuluthMN$752$2,632$4,512-25%
35DecaturIL$752$2,632$4,512-25%
36OdessaTX$753$2,636$4,518-25%
37Cape CoralFL$756$2,645$4,534-24%
38OmahaNE$762$2,666$4,569-24%
39YakimaWA$763$2,669$4,575-24%
40ChampaignIL$765$2,678$4,590-23%
41Traverse CityMI$772$2,701$4,629-23%
42Bowling GreenKY$772$2,702$4,632-23%
43PocatelloID$774$2,709$4,643-23%
44FlintMI$775$2,712$4,649-23%
45GreensboroNC$779$2,725$4,671-22%
46New OrleansLA$783$2,742$4,700-22%
47SpringfieldMO$786$2,751$4,716-21%
48ArlingtonTX$788$2,759$4,730-21%
49HarrisburgPA$793$2,777$4,760-21%
50ClevelandOH$796$2,786$4,776-20%
51McAllenTX$797$2,790$4,782-20%
52ChattanoogaTN$799$2,798$4,796-20%
53LakelandFL$801$2,802$4,803-20%
54AbileneTX$804$2,814$4,824-20%
55GainesvilleFL$804$2,815$4,825-20%
56ClearwaterFL$807$2,825$4,842-19%
57MontgomeryAL$808$2,829$4,850-19%
58CharlestonSC$808$2,829$4,850-19%
59Idaho FallsID$821$2,872$4,923-18%
60BismarckND$821$2,874$4,926-18%
61DurhamNC$821$2,875$4,928-18%
62WacoTX$821$2,875$4,929-18%
63WichitaKS$822$2,877$4,931-18%
64Jefferson CityMO$822$2,877$4,932-18%
65LincolnNE$824$2,884$4,943-18%
66Warner RobinsGA$827$2,896$4,964-17%
67TucsonAZ$831$2,907$4,983-17%
68RockfordIL$832$2,912$4,992-17%
69CaryNC$833$2,915$4,997-17%
70PuebloCO$833$2,915$4,997-17%
71CharlotteNC$833$2,916$4,998-17%
72JacksonvilleFL$839$2,938$5,036-16%
73IndependenceMO$844$2,953$5,061-16%
74CasperWY$846$2,960$5,073-15%
75North Las VegasNV$850$2,975$5,099-15%
76TampaFL$853$2,987$5,120-15%
77MemphisTN$856$2,996$5,135-14%
78South BendIN$856$2,996$5,135-14%
79North CharlestonSC$857$3,000$5,142-14%
80OrlandoFL$860$3,011$5,162-14%
81KennewickWA$863$3,022$5,180-14%
82NashvilleTN$864$3,023$5,181-14%
83St. LouisMO$865$3,029$5,193-13%
84RochesterNY$866$3,031$5,195-13%
85Twin FallsID$869$3,041$5,213-13%
86HoustonTX$870$3,045$5,220-13%
87GreeleyCO$872$3,052$5,231-13%
88EvansvilleIN$877$3,069$5,260-12%
89ScrantonPA$880$3,080$5,280-12%
90San AntonioTX$883$3,090$5,297-12%
91IndianapolisIN$884$3,095$5,306-12%
92BeaumontTX$885$3,097$5,309-12%
93ChesapeakeVA$886$3,101$5,316-11%
94Eau ClaireWI$888$3,108$5,328-11%
95SpringfieldIL$890$3,115$5,339-11%
96Fort WorthTX$894$3,129$5,364-11%
97BirminghamAL$896$3,136$5,376-10%
98VictorvilleCA$896$3,136$5,375-10%
99ReadingPA$898$3,142$5,385-10%
100Baton RougeLA$904$3,165$5,426-10%
101PittsburghPA$914$3,199$5,484-9%
102KnoxvilleTN$915$3,203$5,490-8%
103GilbertAZ$916$3,206$5,495-8%
104DentonTX$918$3,213$5,508-8%
105San JuanPR$923$3,230$5,537-8%
106VisaliaCA$924$3,234$5,543-8%
107Sandy SpringsGA$925$3,238$5,550-7%
108MinneapolisMN$928$3,248$5,567-7%
109PhoenixAZ$934$3,269$5,603-7%
110Virginia BeachVA$936$3,276$5,615-6%
111DaytonOH$938$3,283$5,627-6%
112NapervilleIL$940$3,292$5,643-6%
113FriscoTX$942$3,296$5,649-6%
114ChandlerAZ$943$3,302$5,660-6%
115ColumbiaMO$944$3,304$5,663-6%
116LubbockTX$944$3,304$5,664-6%
117LexingtonKY$945$3,306$5,667-6%
118AmarilloTX$947$3,316$5,684-5%
119GlendaleAZ$949$3,322$5,694-5%
120RichmondVA$953$3,336$5,718-5%
121MidlandTX$959$3,357$5,754-4%
122KenoshaWI$960$3,360$5,759-4%
123SarasotaFL$963$3,369$5,775-4%
124MobileAL$963$3,371$5,778-4%
125ColumbiaSC$965$3,377$5,789-4%
126HelenaMT$972$3,402$5,831-3%
127KalamazooMI$974$3,410$5,846-3%
128RaleighNC$975$3,411$5,847-3%
129HuntsvilleAL$976$3,416$5,856-2%
130HendersonNV$979$3,427$5,874-2%
131FresnoCA$985$3,449$5,912-1%
132EriePA$988$3,458$5,927-1%
133ClarksvilleTN$988$3,458$5,928-1%
134ChicoCA$990$3,464$5,937-1%
135PensacolaFL$991$3,469$5,946-1%
136CharlestonWV$994$3,479$5,963-1%
137BaltimoreMD$995$3,484$5,9720%
138HartfordCT$998$3,493$5,9880%
139LaredoTX$999$3,496$5,9920%
140AtlantaGA$999$3,498$5,9960%
141McKinneyTX$1,003$3,509$6,0150%
142PhiladelphiaPA$1,003$3,512$6,0200%
143AugustaME$1,006$3,520$6,033+1%
144Little RockAR$1,006$3,521$6,036+1%
145Kansas CityMO$1,007$3,524$6,041+1%
146Oklahoma CityOK$1,007$3,525$6,042+1%
147Ann ArborMI$1,007$3,525$6,042+1%
148St. JosephMO$1,007$3,526$6,044+1%
149JolietIL$1,008$3,527$6,046+1%
150WilmingtonDE$1,008$3,528$6,048+1%
151Colorado SpringsCO$1,009$3,530$6,051+1%
152AlbanyNY$1,010$3,535$6,059+1%
153Las VegasNV$1,011$3,538$6,065+1%
154BloomingtonIL$1,013$3,544$6,075+1%
155BuffaloNY$1,016$3,557$6,098+2%
156FayettevilleAR$1,018$3,563$6,108+2%
157MedfordOR$1,019$3,568$6,116+2%
158NaplesFL$1,023$3,580$6,137+2%
159ConcordNH$1,027$3,596$6,164+3%
160TopekaKS$1,030$3,605$6,180+3%
161Great FallsMT$1,031$3,609$6,186+3%
162MaconGA$1,032$3,611$6,189+3%
163TrentonNJ$1,033$3,616$6,198+3%
164JanesvilleWI$1,036$3,627$6,217+4%
165CorvallisOR$1,037$3,631$6,224+4%
166SpokaneWA$1,040$3,641$6,241+4%
167CheyenneWY$1,040$3,641$6,241+4%
168Fort CollinsCO$1,043$3,651$6,258+4%
169AustinTX$1,045$3,658$6,270+5%
170TallahasseeFL$1,047$3,666$6,284+5%
171TulsaOK$1,051$3,678$6,305+5%
172Rapid CitySD$1,053$3,686$6,318+5%
173AshevilleNC$1,055$3,692$6,329+5%
174ChicagoIL$1,057$3,700$6,342+6%
175Pompano BeachFL$1,058$3,703$6,348+6%
176Saratoga SpringsNY$1,066$3,732$6,398+7%
177Palm BayFL$1,067$3,734$6,400+7%
178Carson CityNV$1,067$3,735$6,402+7%
179AlbuquerqueNM$1,072$3,751$6,429+7%
180Round RockTX$1,072$3,752$6,432+7%
181NampaID$1,074$3,760$6,446+7%
182FlagstaffAZ$1,076$3,766$6,456+8%
183Coeur d'AleneID$1,077$3,768$6,459+8%
184BendOR$1,081$3,783$6,485+8%
185AppletonWI$1,082$3,787$6,491+8%
186PeoriaAZ$1,087$3,805$6,522+9%
187ProvoUT$1,088$3,808$6,528+9%
188AllentownPA$1,090$3,815$6,540+9%
189ReddingCA$1,093$3,827$6,560+9%
190ColumbusOH$1,096$3,836$6,576+10%
191TacomaWA$1,100$3,850$6,599+10%
192MadisonWI$1,101$3,853$6,605+10%
193RogersAR$1,104$3,863$6,621+10%
194WarwickRI$1,104$3,864$6,624+10%
195BellinghamWA$1,104$3,864$6,623+10%
196ElizabethNJ$1,106$3,871$6,636+11%
197Sioux FallsSD$1,109$3,881$6,653+11%
198New HavenCT$1,109$3,883$6,656+11%
199AuroraCO$1,125$3,938$6,750+13%
200BoiseID$1,126$3,941$6,756+13%
201SyracuseNY$1,126$3,941$6,755+13%
202RoswellGA$1,128$3,948$6,767+13%
203Santa FeNM$1,128$3,949$6,770+13%
204LouisvilleKY$1,132$3,961$6,789+13%
205New BedfordMA$1,132$3,962$6,791+13%
206BillingsMT$1,138$3,983$6,828+14%
207Newport NewsVA$1,144$4,004$6,863+14%
208MontpelierVT$1,147$4,014$6,881+15%
209RenoNV$1,150$4,025$6,900+15%
210Sugar LandTX$1,154$4,038$6,921+15%
211LaramieWY$1,161$4,064$6,967+16%
212StocktonCA$1,163$4,070$6,977+16%
213MesaAZ$1,163$4,071$6,978+16%
214PlanoTX$1,169$4,092$7,014+17%
215OceansideCA$1,170$4,095$7,019+17%
216DenverCO$1,173$4,106$7,038+17%
217SedonaAZ$1,175$4,113$7,050+18%
218NorfolkVA$1,178$4,124$7,070+18%
219St. PaulMN$1,184$4,143$7,101+18%
220Salt Lake CityUT$1,185$4,146$7,107+18%
221SchenectadyNY$1,195$4,182$7,169+19%
222PortlandOR$1,196$4,186$7,176+20%
223MiamiFL$1,198$4,193$7,187+20%
224Elk GroveCA$1,208$4,228$7,248+21%
225Key WestFL$1,214$4,249$7,283+21%
226Moreno ValleyCA$1,221$4,274$7,326+22%
227BurlingtonVT$1,225$4,286$7,347+22%
228BakersfieldCA$1,227$4,295$7,362+23%
229BethlehemPA$1,229$4,300$7,371+23%
230LowellMA$1,232$4,312$7,391+23%
231ModestoCA$1,232$4,313$7,394+23%
232TempeAZ$1,235$4,322$7,409+23%
233FontanaCA$1,235$4,322$7,409+23%
234ManchesterNH$1,244$4,354$7,463+24%
235DoverDE$1,259$4,405$7,551+26%
236RiversideCA$1,271$4,448$7,625+27%
237ScottsdaleAZ$1,272$4,452$7,632+27%
238WorcesterMA$1,275$4,463$7,650+28%
239OlympiaWA$1,279$4,478$7,676+28%
240YonkersNY$1,280$4,481$7,681+28%
241EugeneOR$1,281$4,483$7,685+28%
242Fort LauderdaleFL$1,282$4,487$7,691+28%
243MissoulaMT$1,290$4,516$7,742+29%
244ProvidenceRI$1,301$4,553$7,805+30%
245MeridianID$1,304$4,564$7,823+30%
246AnchorageAK$1,305$4,569$7,833+31%
247OxnardCA$1,307$4,573$7,839+31%
248RosevilleCA$1,307$4,575$7,842+31%
249OntarioCA$1,314$4,600$7,885+31%
250SacramentoCA$1,319$4,616$7,912+32%
251Santa RosaCA$1,319$4,618$7,916+32%
252SpringfieldMA$1,322$4,626$7,929+32%
253ColumbiaMD$1,323$4,629$7,935+32%
254NewarkNJ$1,328$4,647$7,965+33%
255PortlandME$1,331$4,658$7,984+33%
256San Luis ObispoCA$1,334$4,670$8,006+33%
257DurangoCO$1,334$4,670$8,006+33%
258PatersonNJ$1,350$4,725$8,100+35%
259LakewoodNJ$1,355$4,742$8,129+35%
260IthacaNY$1,365$4,776$8,187+36%
261Long BeachCA$1,367$4,785$8,202+37%
262Simi ValleyCA$1,374$4,809$8,244+37%
263VallejoCA$1,415$4,954$8,492+42%
264CranstonRI$1,418$4,963$8,508+42%
265BridgeportCT$1,430$5,005$8,580+43%
266Palm SpringsCA$1,453$5,085$8,717+45%
267ConcordCA$1,455$5,092$8,729+45%
268BoulderCO$1,459$5,108$8,756+46%
269StamfordCT$1,468$5,138$8,808+47%
270Santa CruzCA$1,477$5,168$8,859+48%
271Rancho CucamongaCA$1,493$5,224$8,955+49%
272BostonMA$1,493$5,225$8,957+49%
273PortsmouthNH$1,500$5,251$9,002+50%
274JuneauAK$1,515$5,301$9,087+51%
275Jersey CityNJ$1,535$5,374$9,213+54%
276NapaCA$1,543$5,399$9,255+54%
277Huntington BeachCA$1,585$5,546$9,507+58%
278WashingtonDC$1,590$5,565$9,540+59%
279HaywardCA$1,595$5,581$9,567+59%
280AnaheimCA$1,622$5,677$9,731+62%
281Park CityUT$1,627$5,695$9,762+63%
282IrvineCA$1,652$5,781$9,910+65%
283BellevueWA$1,676$5,865$10,053+68%
284Santa AnaCA$1,724$6,034$10,344+72%
285OaklandCA$1,753$6,136$10,518+75%
286Santa BarbaraCA$1,761$6,163$10,565+76%
287JacksonWY$1,761$6,164$10,566+76%
288San DiegoCA$1,769$6,193$10,616+77%
289CambridgeMA$1,777$6,220$10,662+78%
290SunnyvaleCA$1,829$6,403$10,976+83%
291Los AngelesCA$1,833$6,416$10,998+83%
292TellurideCO$1,868$6,538$11,208+87%
293Martha's VineyardMA$1,871$6,549$11,226+87%
294SeattleWA$1,902$6,656$11,409+90%
295HonoluluHI$1,932$6,764$11,595+93%
296San JoseCA$1,973$6,904$11,835+97%
297New YorkNY$1,981$6,934$11,886+98%
298VailCO$2,093$7,324$12,555+109%
299San FranciscoCA$2,178$7,623$13,067+118%
300AspenCO$2,360$8,261$14,161+136%

Frequently Asked Questions

How much does bankruptcy lawyer cost on average?

The national average for bankruptcy lawyer ranges from $1,000 to $6,000. However, actual costs vary significantly by city — Oshkosh is the most affordable at $2,031, while Aspen is the most expensive at $8,261. That's a spread of $6,230 between the cheapest and most expensive cities.

Where is bankruptcy lawyer cheapest in the US?

The top 5 most affordable cities for bankruptcy lawyer are: 1. Oshkosh, WI ($2,031); 2. Lansing, MI ($2,062); 3. Corpus Christi, TX ($2,070); 4. Shreveport, LA ($2,072); 5. Brownsville, TX ($2,154). These cities benefit from lower labor costs, less regulatory overhead, and more competitive local markets.

Why does bankruptcy lawyer cost more in some cities?

Several factors drive cost differences: local labor rates (often tied to housing costs), state and city regulations, material transportation costs, competitive density of service providers, and regional demand patterns. High cost-of-living cities like Aspen (index: 230) have higher baseline expenses that push up service costs across the board.

About This Data

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, and regional industry surveys.
MethodologyNational averages adjusted by city-specific cost-of-living indices derived from BLS regional price parities.
Confidence LevelMEDIUM— Model-derived from national data

Limitations: These are estimated ranges based on federal datasets and cost indices, not direct local surveys. Actual costs may vary based on project scope, provider, timing, and local market conditions. Data last updated: May 2026.

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