Salary Needed to Live in Atlanta as a Single

A single adult living independently needs approximately $67,329/year to live comfortably in Atlanta, GA, including 10% savings.

Direct Answer

A single person needs about $67,329/year to live comfortably in Atlanta, GA. The bare-minimum salary is $58,352/year, but the comfortable figure includes a 10% savings target and a monthly after-tax budget of $4,115.

The minimum scenario leaves about $3,647/mo after tax and no planned savings. The comfortable scenario uses $5,611/mo gross pay to cover expenses, taxes, and a savings buffer.

Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$67,329
with 10% savings
Bare Minimum
$58,352
$4,863/mo gross, no savings buffer
Monthly Expenses
$3,647
2% above national avg

Detailed Monthly Budget for a Single in Atlanta

ExpenseAtlantaNat'l AvgDiff
Studio/1BR Rent$1,198$1,351-11%
Groceries$227$207+10%
Utilities$171$169+1%
Transportation$371$316+17%
Car Insurance$193$223-13%
Health Insurance$797$672+19%
Internet$70$65+8%
Phone$91$85+7%
Dining & Social$321$300+7%
Entertainment$128$120+7%
Personal Care$80$75+7%
Total Monthly$3,647$3,583+2%

How We Calculated the Salary

Monthly expenses:$3,647
Target savings (10%):$468/mo
Monthly after-tax needed:$4,115
Effective tax rate:25%

Gross annual salary needed:$67,329

What Drives the Salary Number?

Housing
$1,198

Studio/1BR rent is 33% of this monthly budget.

Taxes
25%

Estimated federal plus GA state tax reserve used to convert take-home needs into gross salary.

Savings target
10%

$468/mo is reserved for savings so the salary is not just break-even.

Local index
107/100

Atlanta is close to the national baseline; the model adjusts baseline spending by local rent and cost data.

Compare Salary Needed in Nearby south Cities

Virginia Beach, VA
$64,708/yr
$2,621 less than Atlanta
Nashville, TN
$60,646/yr
$6,683 less than Atlanta
Cary, NC
$64,080/yr
$3,249 less than Atlanta
Frisco, TX
$68,511/yr
$1,182 more than Atlanta

Salary Planning Checklist

  1. Keep studio/1br housing near $1,198/mo or adjust the salary target upward.
  2. Budget $690/mo for persona-specific costs such as Internet and Phone.
  3. Use $58,352/year as the survival floor and $67,329/year as the healthier negotiation target.

Other Household Types in Atlanta

Couple (No Kids)
$86,667/yr
$4,550/mo expenses
Family with Kids
$144,920/yr
$7,246/mo expenses
Retiree
$64,029/yr
$3,735/mo expenses

Related Pages

Living Alone in AtlantaCity OverviewRent in AtlantaMonthly BudgetAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Atlanta?
A single person needs approximately $67,329/year ($5,611/month gross) to live comfortably in Atlanta with a 10% savings rate.
How much is rent for a single person in Atlanta?
A studio/1br in Atlanta costs approximately $1,198/month, which is the largest single expense at 33% of the total budget.
Is Atlanta affordable for a single person?
Atlanta is roughly average for single person costs, requiring a salary close to the national median.
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