Salary Needed to Live in Austin as a Couple
A couple sharing expenses without children needs approximately $29,295/year to live comfortably in Austin, TX — including 12% savings.
Comfortable Salary
$29,295
with 12% savings
Bare Minimum
$24,608
no savings buffer
Monthly Expenses
$1,538
5% above national avg
Detailed Monthly Budget for a Couple in Austin
| Expense | Austin | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $139 | $137 | +1% |
| 🛒 Groceries | $37 | $27 | +37% |
| ⚡ Utilities | $18 | $19 | -5% |
| 🚗 Transportation | $37 | $35 | +6% |
| 🛡️ Car Insurance | $167 | $223 | -25% |
| 🏥 Health Insurance | $58 | $56 | +4% |
| Internet | $73 | $65 | +12% |
| Phone (×2) | $157 | $140 | +12% |
| Dining & Social | $504 | $450 | +12% |
| Entertainment | $202 | $180 | +12% |
| Personal Care (×2) | $146 | $130 | +12% |
| Total Monthly | $1,538 | $1,462 | +5% |
How We Calculated the Salary
Monthly expenses:$1,538
Target savings (12%):$250/mo
Monthly after-tax needed:$1,788
Effective tax rate:25%
Gross annual salary needed:$29,295
Other Household Types in Austin
Related Pages
FAQ
What salary does a couple (no kids) need in Austin?
A couple (no kids) needs approximately $29,295/year ($2,441/month gross) to live comfortably in Austin with a 12% savings rate.
How much is rent for a couple (no kids) in Austin?
A 1-2br apartment in Austin costs approximately $139/month, which is the largest single expense at 9% of the total budget.
Is Austin affordable for a couple (no kids)?
Austin is roughly average for couple (no kids) costs, requiring a salary close to the national median.