Salary Needed to Live in Baltimore as a Couple
A couple sharing expenses without children needs approximately $30,860/year to live comfortably in Baltimore, MD — including 12% savings.
Comfortable Salary
$30,860
with 12% savings
Bare Minimum
$25,717
no savings buffer
Monthly Expenses
$1,543
5% above national avg
Detailed Monthly Budget for a Couple in Baltimore
| Expense | Baltimore | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $179 | $137 | +31% |
| 🛒 Groceries | $30 | $27 | +11% |
| ⚡ Utilities | $21 | $19 | +11% |
| 🚗 Transportation | $33 | $35 | -6% |
| 🛡️ Car Insurance | $192 | $229 | -16% |
| 🏥 Health Insurance | $47 | $58 | -19% |
| Internet | $70 | $65 | +8% |
| Phone (×2) | $151 | $140 | +8% |
| Dining & Social | $486 | $450 | +8% |
| Entertainment | $194 | $180 | +8% |
| Personal Care (×2) | $140 | $130 | +8% |
| Total Monthly | $1,543 | $1,470 | +5% |
How We Calculated the Salary
Monthly expenses:$1,543
Target savings (12%):$253/mo
Monthly after-tax needed:$1,796
Effective tax rate:28%
Gross annual salary needed:$30,860
Other Household Types in Baltimore
Related Pages
FAQ
What salary does a couple (no kids) need in Baltimore?
A couple (no kids) needs approximately $30,860/year ($2,572/month gross) to live comfortably in Baltimore with a 12% savings rate.
How much is rent for a couple (no kids) in Baltimore?
A 1-2br apartment in Baltimore costs approximately $179/month, which is the largest single expense at 12% of the total budget.
Is Baltimore affordable for a couple (no kids)?
Baltimore is roughly average for couple (no kids) costs, requiring a salary close to the national median.