Salary Needed to Live in Baltimore as a Single
A single adult living independently needs approximately $22,161/year to live comfortably in Baltimore, MD — including 10% savings.
Comfortable Salary
$22,161
with 10% savings
Bare Minimum
$19,083
no savings buffer
Monthly Expenses
$1,145
4% above national avg
Detailed Monthly Budget for a Single in Baltimore
| Expense | Baltimore | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $148 | $113 | +31% |
| 🛒 Groceries | $20 | $17 | +18% |
| ⚡ Utilities | $16 | $14 | +14% |
| 🚗 Transportation | $25 | $26 | -4% |
| 🛡️ Car Insurance | $192 | $229 | -16% |
| 🏥 Health Insurance | $47 | $58 | -19% |
| Internet | $70 | $65 | +8% |
| Phone | $92 | $85 | +8% |
| Dining & Social | $324 | $300 | +8% |
| Entertainment | $130 | $120 | +8% |
| Personal Care | $81 | $75 | +8% |
| Total Monthly | $1,145 | $1,102 | +4% |
How We Calculated the Salary
Monthly expenses:$1,145
Target savings (10%):$148/mo
Monthly after-tax needed:$1,293
Effective tax rate:28%
Gross annual salary needed:$22,161
Other Household Types in Baltimore
Related Pages
FAQ
What salary does a single person need in Baltimore?
A single person needs approximately $22,161/year ($1,847/month gross) to live comfortably in Baltimore with a 10% savings rate.
How much is rent for a single person in Baltimore?
A studio/1br in Baltimore costs approximately $148/month, which is the largest single expense at 13% of the total budget.
Is Baltimore affordable for a single person?
Baltimore is roughly average for single person costs, requiring a salary close to the national median.