Salary Needed to Live in Bend as a Retiree

A retired individual (65+) needs approximately $27,212/year to live comfortably in Bend, OR — including 5% savings.

Comfortable Salary
$27,212
with 5% savings
Bare Minimum
$25,348
no savings buffer
Monthly Expenses
$1,542
28% above national avg

Detailed Monthly Budget for a Retiree in Bend

ExpenseBendNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$180$121+49%
🛒 Groceries$21$16+31%
⚡ Utilities$17$15+13%
🚗 Transportation$21$18+17%
🛡️ Car Insurance$198$215-8%
🏥 Health Insurance$65$54+20%
Medicare Supplement$270$200+35%
Prescription Drugs$203$150+35%
Internet + Phone$162$120+35%
Recreation & Social$270$200+35%
Home Maintenance$135$100+35%
Total Monthly$1,542$1,209+28%

How We Calculated the Salary

Monthly expenses:$1,542
Target savings (5%):$87/mo
Monthly after-tax needed:$1,629
Effective tax rate:27%

Gross annual salary needed:$27,212

Other Household Types in Bend

Single Person
$26,152/yr
$1,373/mo expenses
Couple (No Kids)
$36,787/yr
$1,870/mo expenses
Family with Kids
$79,986/yr
$3,866/mo expenses

Related Pages

Living Alone in BendCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Bend?
A retiree needs approximately $27,212/year ($2,268/month gross) to live comfortably in Bend with a 5% savings rate.
How much is rent for a retiree in Bend?
A 1-2br senior-friendly in Bend costs approximately $180/month, which is the largest single expense at 12% of the total budget.
Is Bend affordable for a retiree?
Bend is above the national average for retiree living costs, requiring 28% more salary than the US median.
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