Salary Needed to Live in Billings as a Single
A single adult living independently needs approximately $18,514/year to live comfortably in Billings, MT — including 10% savings.
Comfortable Salary
$18,514
with 10% savings
Bare Minimum
$15,978
no savings buffer
Monthly Expenses
$972
10% below national avg
Detailed Monthly Budget for a Single in Billings
| Expense | Billings | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $106 | $113 | -6% |
| 🛒 Groceries | $18 | $17 | +6% |
| ⚡ Utilities | $12 | $14 | -14% |
| 🚗 Transportation | $29 | $26 | +12% |
| 🛡️ Car Insurance | $132 | $215 | -39% |
| 🏥 Health Insurance | $56 | $54 | +4% |
| Internet | $62 | $65 | -5% |
| Phone | $82 | $85 | -4% |
| Dining & Social | $288 | $300 | -4% |
| Entertainment | $115 | $120 | -4% |
| Personal Care | $72 | $75 | -4% |
| Total Monthly | $972 | $1,084 | -10% |
How We Calculated the Salary
Monthly expenses:$972
Target savings (10%):$125/mo
Monthly after-tax needed:$1,097
Effective tax rate:27%
Gross annual salary needed:$18,514
Other Household Types in Billings
Related Pages
FAQ
What salary does a single person need in Billings?
A single person needs approximately $18,514/year ($1,543/month gross) to live comfortably in Billings with a 10% savings rate.
How much is rent for a single person in Billings?
A studio/1br in Billings costs approximately $106/month, which is the largest single expense at 11% of the total budget.
Is Billings affordable for a single person?
Yes, Billings is 10% more affordable than the national average for a single person.