Salary Needed to Live in Bismarck as a Couple
A couple sharing expenses without children needs approximately $26,729/year to live comfortably in Bismarck, ND — including 12% savings.
Comfortable Salary
$26,729
with 12% savings
Bare Minimum
$22,395
no savings buffer
Monthly Expenses
$1,381
5% below national avg
Detailed Monthly Budget for a Couple in Bismarck
| Expense | Bismarck | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $148 | $137 | +8% |
| 🛒 Groceries | $27 | $27 | 0% |
| ⚡ Utilities | $19 | $19 | 0% |
| 🚗 Transportation | $26 | $35 | -26% |
| 🛡️ Car Insurance | $204 | $211 | -3% |
| 🏥 Health Insurance | $50 | $53 | -6% |
| Internet | $61 | $65 | -6% |
| Phone (×2) | $132 | $140 | -6% |
| Dining & Social | $423 | $450 | -6% |
| Entertainment | $169 | $180 | -6% |
| Personal Care (×2) | $122 | $130 | -6% |
| Total Monthly | $1,381 | $1,447 | -5% |
How We Calculated the Salary
Monthly expenses:$1,381
Target savings (12%):$225/mo
Monthly after-tax needed:$1,606
Effective tax rate:26%
Gross annual salary needed:$26,729
Other Household Types in Bismarck
Related Pages
FAQ
What salary does a couple (no kids) need in Bismarck?
A couple (no kids) needs approximately $26,729/year ($2,227/month gross) to live comfortably in Bismarck with a 12% savings rate.
How much is rent for a couple (no kids) in Bismarck?
A 1-2br apartment in Bismarck costs approximately $148/month, which is the largest single expense at 11% of the total budget.
Is Bismarck affordable for a couple (no kids)?
Bismarck is roughly average for couple (no kids) costs, requiring a salary close to the national median.