Salary Needed to Live in Bloomington as a Family
A family of four (2 adults, 2 children) needs approximately $53,756/year to live comfortably in Bloomington, IL — including 15% savings.
Comfortable Salary
$53,756
with 15% savings
Bare Minimum
$42,859
no savings buffer
Monthly Expenses
$2,643
9% below national avg
Detailed Monthly Budget for a Family in Bloomington
| Expense | Bloomington | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $209 | $209 | 0% |
| 🛒 Groceries | $50 | $44 | +14% |
| ⚡ Utilities | $26 | $28 | -7% |
| 🚗 Transportation | $41 | $44 | -7% |
| 🛡️ Car Insurance | $176 | $211 | -17% |
| 🏥 Health Insurance | $44 | $53 | -17% |
| Childcare/After-school | $1,080 | $1,200 | -10% |
| Internet + Phones | $162 | $180 | -10% |
| Children Activities | $225 | $250 | -10% |
| Dining Out | $315 | $350 | -10% |
| School Supplies & Clothing | $180 | $200 | -10% |
| Healthcare Co-pays | $135 | $150 | -10% |
| Total Monthly | $2,643 | $2,919 | -9% |
How We Calculated the Salary
Monthly expenses:$2,643
Target savings (15%):$585/mo
Monthly after-tax needed:$3,228
Effective tax rate:26%
Gross annual salary needed:$53,756
Other Household Types in Bloomington
Related Pages
FAQ
What salary does a family with kids need in Bloomington?
A family with kids needs approximately $53,756/year ($4,480/month gross) to live comfortably in Bloomington with a 15% savings rate.
How much is rent for a family with kids in Bloomington?
A 3br apartment/house in Bloomington costs approximately $209/month, which is the largest single expense at 8% of the total budget.
Is Bloomington affordable for a family with kids?
Yes, Bloomington is 9% more affordable than the national average for a family with kids.