Salary Needed to Live in Boise as a Family
A family of four (2 adults, 2 children) needs approximately $62,007/year to live comfortably in Boise, ID — including 15% savings.
Comfortable Salary
$62,007
with 15% savings
Bare Minimum
$49,266
no savings buffer
Monthly Expenses
$2,997
2% above national avg
Detailed Monthly Budget for a Family in Boise
| Expense | Boise | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $246 | $209 | +18% |
| 🛒 Groceries | $47 | $44 | +7% |
| ⚡ Utilities | $25 | $28 | -11% |
| 🚗 Transportation | $46 | $44 | +5% |
| 🛡️ Car Insurance | $166 | $215 | -23% |
| 🏥 Health Insurance | $44 | $54 | -19% |
| Childcare/After-school | $1,248 | $1,200 | +4% |
| Internet + Phones | $187 | $180 | +4% |
| Children Activities | $260 | $250 | +4% |
| Dining Out | $364 | $350 | +4% |
| School Supplies & Clothing | $208 | $200 | +4% |
| Healthcare Co-pays | $156 | $150 | +4% |
| Total Monthly | $2,997 | $2,924 | +2% |
How We Calculated the Salary
Monthly expenses:$2,997
Target savings (15%):$666/mo
Monthly after-tax needed:$3,663
Effective tax rate:27%
Gross annual salary needed:$62,007
Other Household Types in Boise
Related Pages
FAQ
What salary does a family with kids need in Boise?
A family with kids needs approximately $62,007/year ($5,167/month gross) to live comfortably in Boise with a 15% savings rate.
How much is rent for a family with kids in Boise?
A 3br apartment/house in Boise costs approximately $246/month, which is the largest single expense at 8% of the total budget.
Is Boise affordable for a family with kids?
Boise is roughly average for family with kids costs, requiring a salary close to the national median.