Salary Needed to Live in Buffalo as a Single
A single adult living independently needs approximately $18,987/year to live comfortably in Buffalo, NY — including 10% savings.
Comfortable Salary
$18,987
with 10% savings
Bare Minimum
$16,350
no savings buffer
Monthly Expenses
$981
11% below national avg
Detailed Monthly Budget for a Single in Buffalo
| Expense | Buffalo | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $124 | $113 | +10% |
| 🛒 Groceries | $20 | $17 | +18% |
| ⚡ Utilities | $13 | $14 | -7% |
| 🚗 Transportation | $21 | $26 | -19% |
| 🛡️ Car Insurance | $179 | $229 | -22% |
| 🏥 Health Insurance | $49 | $58 | -16% |
| Internet | $58 | $65 | -11% |
| Phone | $76 | $85 | -11% |
| Dining & Social | $267 | $300 | -11% |
| Entertainment | $107 | $120 | -11% |
| Personal Care | $67 | $75 | -11% |
| Total Monthly | $981 | $1,102 | -11% |
How We Calculated the Salary
Monthly expenses:$981
Target savings (10%):$127/mo
Monthly after-tax needed:$1,108
Effective tax rate:28%
Gross annual salary needed:$18,987
Other Household Types in Buffalo
Related Pages
FAQ
What salary does a single person need in Buffalo?
A single person needs approximately $18,987/year ($1,582/month gross) to live comfortably in Buffalo with a 10% savings rate.
How much is rent for a single person in Buffalo?
A studio/1br in Buffalo costs approximately $124/month, which is the largest single expense at 13% of the total budget.
Is Buffalo affordable for a single person?
Yes, Buffalo is 11% more affordable than the national average for a single person.