Salary Needed to Live in Champaign as a Couple
A couple sharing expenses without children needs approximately $23,729/year to live comfortably in Champaign, IL — including 12% savings.
Comfortable Salary
$23,729
with 12% savings
Bare Minimum
$19,881
no savings buffer
Monthly Expenses
$1,226
15% below national avg
Detailed Monthly Budget for a Couple in Champaign
| Expense | Champaign | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $124 | $137 | -9% |
| 🛒 Groceries | $21 | $27 | -22% |
| ⚡ Utilities | $16 | $19 | -16% |
| 🚗 Transportation | $31 | $35 | -11% |
| 🛡️ Car Insurance | $159 | $211 | -25% |
| 🏥 Health Insurance | $45 | $53 | -15% |
| Internet | $56 | $65 | -14% |
| Phone (×2) | $120 | $140 | -14% |
| Dining & Social | $387 | $450 | -14% |
| Entertainment | $155 | $180 | -14% |
| Personal Care (×2) | $112 | $130 | -14% |
| Total Monthly | $1,226 | $1,447 | -15% |
How We Calculated the Salary
Monthly expenses:$1,226
Target savings (12%):$200/mo
Monthly after-tax needed:$1,426
Effective tax rate:26%
Gross annual salary needed:$23,729
Other Household Types in Champaign
Related Pages
FAQ
What salary does a couple (no kids) need in Champaign?
A couple (no kids) needs approximately $23,729/year ($1,977/month gross) to live comfortably in Champaign with a 12% savings rate.
How much is rent for a couple (no kids) in Champaign?
A 1-2br apartment in Champaign costs approximately $124/month, which is the largest single expense at 10% of the total budget.
Is Champaign affordable for a couple (no kids)?
Yes, Champaign is 15% more affordable than the national average for a couple (no kids).