Salary Needed to Live in Champaign as a Single
A single adult living independently needs approximately $17,063/year to live comfortably in Champaign, IL — including 10% savings.
Comfortable Salary
$17,063
with 10% savings
Bare Minimum
$14,757
no savings buffer
Monthly Expenses
$910
16% below national avg
Detailed Monthly Budget for a Single in Champaign
| Expense | Champaign | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $102 | $113 | -10% |
| 🛒 Groceries | $14 | $17 | -18% |
| ⚡ Utilities | $12 | $14 | -14% |
| 🚗 Transportation | $23 | $26 | -12% |
| 🛡️ Car Insurance | $159 | $211 | -25% |
| 🏥 Health Insurance | $45 | $53 | -15% |
| Internet | $56 | $65 | -14% |
| Phone | $73 | $85 | -14% |
| Dining & Social | $258 | $300 | -14% |
| Entertainment | $103 | $120 | -14% |
| Personal Care | $65 | $75 | -13% |
| Total Monthly | $910 | $1,079 | -16% |
How We Calculated the Salary
Monthly expenses:$910
Target savings (10%):$117/mo
Monthly after-tax needed:$1,027
Effective tax rate:26%
Gross annual salary needed:$17,063
Other Household Types in Champaign
Related Pages
FAQ
What salary does a single person need in Champaign?
A single person needs approximately $17,063/year ($1,422/month gross) to live comfortably in Champaign with a 10% savings rate.
How much is rent for a single person in Champaign?
A studio/1br in Champaign costs approximately $102/month, which is the largest single expense at 11% of the total budget.
Is Champaign affordable for a single person?
Yes, Champaign is 16% more affordable than the national average for a single person.