Salary Needed to Live in Chattanooga as a Couple
A couple sharing expenses without children needs approximately $22,933/year to live comfortably in Chattanooga, TN — including 12% savings.
Comfortable Salary
$22,933
with 12% savings
Bare Minimum
$19,264
no savings buffer
Monthly Expenses
$1,204
18% below national avg
Detailed Monthly Budget for a Couple in Chattanooga
| Expense | Chattanooga | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $95 | $137 | -31% |
| 🛒 Groceries | $28 | $27 | +4% |
| ⚡ Utilities | $14 | $19 | -26% |
| 🚗 Transportation | $21 | $35 | -40% |
| 🛡️ Car Insurance | $162 | $223 | -27% |
| 🏥 Health Insurance | $54 | $56 | -4% |
| Internet | $56 | $65 | -14% |
| Phone (×2) | $120 | $140 | -14% |
| Dining & Social | $387 | $450 | -14% |
| Entertainment | $155 | $180 | -14% |
| Personal Care (×2) | $112 | $130 | -14% |
| Total Monthly | $1,204 | $1,462 | -18% |
How We Calculated the Salary
Monthly expenses:$1,204
Target savings (12%):$195/mo
Monthly after-tax needed:$1,399
Effective tax rate:25%
Gross annual salary needed:$22,933
Other Household Types in Chattanooga
Related Pages
FAQ
What salary does a couple (no kids) need in Chattanooga?
A couple (no kids) needs approximately $22,933/year ($1,911/month gross) to live comfortably in Chattanooga with a 12% savings rate.
How much is rent for a couple (no kids) in Chattanooga?
A 1-2br apartment in Chattanooga costs approximately $95/month, which is the largest single expense at 8% of the total budget.
Is Chattanooga affordable for a couple (no kids)?
Yes, Chattanooga is 18% more affordable than the national average for a couple (no kids).