Salary Needed to Live in Cheyenne as a Couple

A couple sharing expenses without children needs approximately $65,134/year to live comfortably in Cheyenne, WY, including 12% savings.

Direct Answer

A couple (no kids) needs about $65,134/year to live comfortably in Cheyenne, WY. The bare-minimum salary is $54,427/year, but the comfortable figure includes a 12% savings target and a monthly after-tax budget of $3,851.

The minimum scenario leaves about $3,311/mo after tax and no planned savings. The comfortable scenario uses $5,428/mo gross pay to cover expenses, taxes, and a savings buffer.

Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$65,134
with 12% savings
Bare Minimum
$54,427
$4,536/mo gross, no savings buffer
Monthly Expenses
$3,311
25% below national avg

Detailed Monthly Budget for a Couple in Cheyenne

ExpenseCheyenneNat'l AvgDiff
1-2BR Apartment Rent$950$1,641-42%
Groceries$273$320-15%
Utilities$201$225-11%
Transportation$360$421-14%
Car Insurance$157$215-27%
Health Insurance$452$642-30%
Internet$62$65-5%
Phone (x2)$133$140-5%
Dining & Social$428$450-5%
Entertainment$171$180-5%
Personal Care (x2)$124$130-5%
Total Monthly$3,311$4,429-25%

How We Calculated the Salary

Monthly expenses:$3,311
Target savings (12%):$540/mo
Monthly after-tax needed:$3,851
Effective tax rate:27%

Gross annual salary needed:$65,134

What Drives the Salary Number?

Housing
$950

1-2BR Apartment rent is 29% of this monthly budget.

Taxes
27%

Estimated federal plus WY state tax reserve used to convert take-home needs into gross salary.

Savings target
12%

$540/mo is reserved for savings so the salary is not just break-even.

Local index
95/100

Cheyenne is below the national baseline; the model adjusts baseline spending by local rent and cost data.

Compare Salary Needed in Nearby west Cities

Kennewick, WA
$72,295/yr
$7,161 more than Cheyenne
Laramie, WY
$62,793/yr
$2,341 less than Cheyenne
Albuquerque, NM
$65,528/yr
$394 more than Cheyenne
Tucson, AZ
$67,593/yr
$2,459 more than Cheyenne

Salary Planning Checklist

  1. Keep 1-2br apartment housing near $950/mo or adjust the salary target upward.
  2. Budget $918/mo for persona-specific costs such as Internet and Phone (x2).
  3. Use $54,427/year as the survival floor and $65,134/year as the healthier negotiation target.

Other Household Types in Cheyenne

Single Person
$49,581/yr
$2,603/mo expenses
Family with Kids
$113,317/yr
$5,477/mo expenses
Retiree
$47,365/yr
$2,684/mo expenses

Related Pages

Living Alone in CheyenneCity OverviewRent in CheyenneMonthly BudgetAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Cheyenne?
A couple (no kids) needs approximately $65,134/year ($5,428/month gross) to live comfortably in Cheyenne with a 12% savings rate.
How much is rent for a couple (no kids) in Cheyenne?
A 1-2br apartment in Cheyenne costs approximately $950/month, which is the largest single expense at 29% of the total budget.
Is Cheyenne affordable for a couple (no kids)?
Yes, Cheyenne is 25% more affordable than the national average for a couple (no kids).
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