Salary Needed to Live in Cincinnati as a Single
A single adult living independently needs approximately $17,081/year to live comfortably in Cincinnati, OH — including 10% savings.
Comfortable Salary
$17,081
with 10% savings
Bare Minimum
$14,773
no savings buffer
Monthly Expenses
$911
16% below national avg
Detailed Monthly Budget for a Single in Cincinnati
| Expense | Cincinnati | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $75 | $113 | -34% |
| 🛒 Groceries | $23 | $17 | +35% |
| ⚡ Utilities | $11 | $14 | -21% |
| 🚗 Transportation | $27 | $26 | +4% |
| 🛡️ Car Insurance | $165 | $211 | -22% |
| 🏥 Health Insurance | $35 | $53 | -34% |
| Internet | $58 | $65 | -11% |
| Phone | $76 | $85 | -11% |
| Dining & Social | $267 | $300 | -11% |
| Entertainment | $107 | $120 | -11% |
| Personal Care | $67 | $75 | -11% |
| Total Monthly | $911 | $1,079 | -16% |
How We Calculated the Salary
Monthly expenses:$911
Target savings (10%):$117/mo
Monthly after-tax needed:$1,028
Effective tax rate:26%
Gross annual salary needed:$17,081
Other Household Types in Cincinnati
Related Pages
FAQ
What salary does a single person need in Cincinnati?
A single person needs approximately $17,081/year ($1,423/month gross) to live comfortably in Cincinnati with a 10% savings rate.
How much is rent for a single person in Cincinnati?
A studio/1br in Cincinnati costs approximately $75/month, which is the largest single expense at 8% of the total budget.
Is Cincinnati affordable for a single person?
Yes, Cincinnati is 16% more affordable than the national average for a single person.