Salary Needed to Live in Columbia as a Couple

A couple sharing expenses without children needs approximately $24,677/year to live comfortably in Columbia, MO — including 12% savings.

Comfortable Salary
$24,677
with 12% savings
Bare Minimum
$20,676
no savings buffer
Monthly Expenses
$1,275
12% below national avg

Detailed Monthly Budget for a Couple in Columbia

ExpenseColumbiaNat'l AvgDiff
🏠 1-2BR Apartment Rent$142$137+4%
🛒 Groceries$32$27+19%
⚡ Utilities$16$19-16%
🚗 Transportation$37$35+6%
🛡️ Car Insurance$163$211-23%
🏥 Health Insurance$37$53-30%
Internet$57$65-12%
Phone (×2)$123$140-12%
Dining & Social$396$450-12%
Entertainment$158$180-12%
Personal Care (×2)$114$130-12%
Total Monthly$1,275$1,447-12%

How We Calculated the Salary

Monthly expenses:$1,275
Target savings (12%):$208/mo
Monthly after-tax needed:$1,483
Effective tax rate:26%

Gross annual salary needed:$24,677

Other Household Types in Columbia

Single Person
$17,738/yr
$946/mo expenses
Family with Kids
$52,698/yr
$2,591/mo expenses
Retiree
$18,330/yr
$1,054/mo expenses

Related Pages

Living Alone in ColumbiaCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Columbia?
A couple (no kids) needs approximately $24,677/year ($2,056/month gross) to live comfortably in Columbia with a 12% savings rate.
How much is rent for a couple (no kids) in Columbia?
A 1-2br apartment in Columbia costs approximately $142/month, which is the largest single expense at 11% of the total budget.
Is Columbia affordable for a couple (no kids)?
Yes, Columbia is 12% more affordable than the national average for a couple (no kids).
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