Salary Needed to Live in Des Moines as a Single

A single adult living independently needs approximately $16,631/year to live comfortably in Des Moines, IA — including 10% savings.

Comfortable Salary
$16,631
with 10% savings
Bare Minimum
$14,384
no savings buffer
Monthly Expenses
$887
18% below national avg

Detailed Monthly Budget for a Single in Des Moines

ExpenseDes MoinesNat'l AvgDiff
🏠 Studio/1BR Rent$73$113-35%
🛒 Groceries$15$17-12%
⚡ Utilities$11$14-21%
🚗 Transportation$23$26-12%
🛡️ Car Insurance$138$211-35%
🏥 Health Insurance$52$53-2%
Internet$58$65-11%
Phone$76$85-11%
Dining & Social$267$300-11%
Entertainment$107$120-11%
Personal Care$67$75-11%
Total Monthly$887$1,079-18%

How We Calculated the Salary

Monthly expenses:$887
Target savings (10%):$114/mo
Monthly after-tax needed:$1,001
Effective tax rate:26%

Gross annual salary needed:$16,631

Other Household Types in Des Moines

Couple (No Kids)
$23,361/yr
$1,207/mo expenses
Family with Kids
$50,827/yr
$2,499/mo expenses
Retiree
$17,287/yr
$994/mo expenses

Related Pages

Living Alone in Des MoinesCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Des Moines?
A single person needs approximately $16,631/year ($1,386/month gross) to live comfortably in Des Moines with a 10% savings rate.
How much is rent for a single person in Des Moines?
A studio/1br in Des Moines costs approximately $73/month, which is the largest single expense at 8% of the total budget.
Is Des Moines affordable for a single person?
Yes, Des Moines is 18% more affordable than the national average for a single person.
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