Salary Needed to Live in Durham as a Single

A single adult living independently needs approximately $19,883/year to live comfortably in Durham, NC — including 10% savings.

Comfortable Salary
$19,883
with 10% savings
Bare Minimum
$17,232
no savings buffer
Monthly Expenses
$1,077
2% below national avg

Detailed Monthly Budget for a Single in Durham

ExpenseDurhamNat'l AvgDiff
🏠 Studio/1BR Rent$119$113+5%
🛒 Groceries$23$17+35%
⚡ Utilities$10$14-29%
🚗 Transportation$24$26-8%
🛡️ Car Insurance$225$223+1%
🏥 Health Insurance$43$56-23%
Internet$64$65-2%
Phone$83$85-2%
Dining & Social$294$300-2%
Entertainment$118$120-2%
Personal Care$74$75-1%
Total Monthly$1,077$1,094-2%

How We Calculated the Salary

Monthly expenses:$1,077
Target savings (10%):$138/mo
Monthly after-tax needed:$1,215
Effective tax rate:25%

Gross annual salary needed:$19,883

Other Household Types in Durham

Couple (No Kids)
$27,390/yr
$1,438/mo expenses
Family with Kids
$57,820/yr
$2,891/mo expenses
Retiree
$20,537/yr
$1,198/mo expenses

Related Pages

Living Alone in DurhamCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Durham?
A single person needs approximately $19,883/year ($1,657/month gross) to live comfortably in Durham with a 10% savings rate.
How much is rent for a single person in Durham?
A studio/1br in Durham costs approximately $119/month, which is the largest single expense at 11% of the total budget.
Is Durham affordable for a single person?
Durham is roughly average for single person costs, requiring a salary close to the national median.
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