Salary Needed to Live in Indianapolis as a Single

A single adult living independently needs approximately $17,569/year to live comfortably in Indianapolis, IN — including 10% savings.

Comfortable Salary
$17,569
with 10% savings
Bare Minimum
$15,195
no savings buffer
Monthly Expenses
$937
13% below national avg

Detailed Monthly Budget for a Single in Indianapolis

ExpenseIndianapolisNat'l AvgDiff
🏠 Studio/1BR Rent$107$113-5%
🛒 Groceries$21$17+24%
⚡ Utilities$15$14+7%
🚗 Transportation$24$26-8%
🛡️ Car Insurance$141$211-33%
🏥 Health Insurance$47$53-11%
Internet$59$65-9%
Phone$77$85-9%
Dining & Social$270$300-10%
Entertainment$108$120-10%
Personal Care$68$75-9%
Total Monthly$937$1,079-13%

How We Calculated the Salary

Monthly expenses:$937
Target savings (10%):$120/mo
Monthly after-tax needed:$1,057
Effective tax rate:26%

Gross annual salary needed:$17,569

Other Household Types in Indianapolis

Couple (No Kids)
$24,600/yr
$1,271/mo expenses
Family with Kids
$53,003/yr
$2,606/mo expenses
Retiree
$18,209/yr
$1,047/mo expenses

Related Pages

Living Alone in IndianapolisCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Indianapolis?
A single person needs approximately $17,569/year ($1,464/month gross) to live comfortably in Indianapolis with a 10% savings rate.
How much is rent for a single person in Indianapolis?
A studio/1br in Indianapolis costs approximately $107/month, which is the largest single expense at 11% of the total budget.
Is Indianapolis affordable for a single person?
Yes, Indianapolis is 13% more affordable than the national average for a single person.
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