Salary Needed to Live in Jacksonville as a Family

A family of four (2 adults, 2 children) needs approximately $55,640/year to live comfortably in Jacksonville, FL — including 15% savings.

Comfortable Salary
$55,640
with 15% savings
Bare Minimum
$44,512
no savings buffer
Monthly Expenses
$2,782
5% below national avg

Detailed Monthly Budget for a Family in Jacksonville

ExpenseJacksonvilleNat'l AvgDiff
🏠 3BR Apartment/House Rent$192$209-8%
🛒 Groceries$56$44+27%
⚡ Utilities$30$28+7%
🚗 Transportation$40$44-9%
🛡️ Car Insurance$185$223-17%
🏥 Health Insurance$42$56-25%
Childcare/After-school$1,152$1,200-4%
Internet + Phones$173$180-4%
Children Activities$240$250-4%
Dining Out$336$350-4%
School Supplies & Clothing$192$200-4%
Healthcare Co-pays$144$150-4%
Total Monthly$2,782$2,934-5%

How We Calculated the Salary

Monthly expenses:$2,782
Target savings (15%):$614/mo
Monthly after-tax needed:$3,396
Effective tax rate:25%

Gross annual salary needed:$55,640

Other Household Types in Jacksonville

Single Person
$18,646/yr
$1,010/mo expenses
Couple (No Kids)
$25,981/yr
$1,364/mo expenses
Retiree
$19,354/yr
$1,129/mo expenses

Related Pages

Living Alone in JacksonvilleCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Jacksonville?
A family with kids needs approximately $55,640/year ($4,637/month gross) to live comfortably in Jacksonville with a 15% savings rate.
How much is rent for a family with kids in Jacksonville?
A 3br apartment/house in Jacksonville costs approximately $192/month, which is the largest single expense at 7% of the total budget.
Is Jacksonville affordable for a family with kids?
Jacksonville is roughly average for family with kids costs, requiring a salary close to the national median.
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