Salary Needed to Live in Jersey City as a Single
A single adult living independently needs approximately $27,348/year to live comfortably in Jersey City, NJ — including 10% savings.
Comfortable Salary
$27,348
with 10% savings
Bare Minimum
$23,550
no savings buffer
Monthly Expenses
$1,413
28% above national avg
Detailed Monthly Budget for a Single in Jersey City
| Expense | Jersey City | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $185 | $113 | +64% |
| 🛒 Groceries | $24 | $17 | +41% |
| ⚡ Utilities | $19 | $14 | +36% |
| 🚗 Transportation | $37 | $26 | +42% |
| 🛡️ Car Insurance | $211 | $229 | -8% |
| 🏥 Health Insurance | $66 | $58 | +14% |
| Internet | $88 | $65 | +35% |
| Phone | $115 | $85 | +35% |
| Dining & Social | $405 | $300 | +35% |
| Entertainment | $162 | $120 | +35% |
| Personal Care | $101 | $75 | +35% |
| Total Monthly | $1,413 | $1,102 | +28% |
How We Calculated the Salary
Monthly expenses:$1,413
Target savings (10%):$182/mo
Monthly after-tax needed:$1,595
Effective tax rate:28%
Gross annual salary needed:$27,348
Other Household Types in Jersey City
Related Pages
FAQ
What salary does a single person need in Jersey City?
A single person needs approximately $27,348/year ($2,279/month gross) to live comfortably in Jersey City with a 10% savings rate.
How much is rent for a single person in Jersey City?
A studio/1br in Jersey City costs approximately $185/month, which is the largest single expense at 13% of the total budget.
Is Jersey City affordable for a single person?
Jersey City is above the national average for single person living costs, requiring 28% more salary than the US median.