Salary Needed to Live in Joliet as a Family

A family of four (2 adults, 2 children) needs approximately $55,566/year to live comfortably in Joliet, IL — including 15% savings.

Comfortable Salary
$55,566
with 15% savings
Bare Minimum
$44,303
no savings buffer
Monthly Expenses
$2,732
6% below national avg

Detailed Monthly Budget for a Family in Joliet

ExpenseJolietNat'l AvgDiff
🏠 3BR Apartment/House Rent$160$209-23%
🛒 Groceries$42$44-5%
⚡ Utilities$27$28-4%
🚗 Transportation$47$44+7%
🛡️ Car Insurance$168$211-20%
🏥 Health Insurance$51$53-4%
Childcare/After-school$1,152$1,200-4%
Internet + Phones$173$180-4%
Children Activities$240$250-4%
Dining Out$336$350-4%
School Supplies & Clothing$192$200-4%
Healthcare Co-pays$144$150-4%
Total Monthly$2,732$2,919-6%

How We Calculated the Salary

Monthly expenses:$2,732
Target savings (15%):$605/mo
Monthly after-tax needed:$3,337
Effective tax rate:26%

Gross annual salary needed:$55,566

Other Household Types in Joliet

Single Person
$18,413/yr
$982/mo expenses
Couple (No Kids)
$25,742/yr
$1,330/mo expenses
Retiree
$19,113/yr
$1,099/mo expenses

Related Pages

Living Alone in JolietCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Joliet?
A family with kids needs approximately $55,566/year ($4,631/month gross) to live comfortably in Joliet with a 15% savings rate.
How much is rent for a family with kids in Joliet?
A 3br apartment/house in Joliet costs approximately $160/month, which is the largest single expense at 6% of the total budget.
Is Joliet affordable for a family with kids?
Yes, Joliet is 6% more affordable than the national average for a family with kids.
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