Salary Needed to Live in Las Vegas as a Retiree
A retired individual (65+) needs approximately $59,294/year to live comfortably in Las Vegas, NV, including 5% savings.
Direct Answer
A retiree needs about $59,294/year to live comfortably in Las Vegas, NV. The bare-minimum salary is $55,233/year, but the comfortable figure includes a 5% savings target and a monthly after-tax budget of $3,550.
The minimum scenario leaves about $3,360/mo after tax and no planned savings. The comfortable scenario uses $4,941/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$59,294
with 5% savings
Bare Minimum
$55,233
$4,603/mo gross, no savings buffer
Monthly Expenses
$3,360
8% below national avg
Detailed Monthly Budget for a Retiree in Las Vegas
| Expense | Las Vegas | Nat'l Avg | Diff |
|---|---|---|---|
| 1-2BR Senior-Friendly Rent | $1,172 | $1,448 | -19% |
| Groceries | $267 | $189 | +41% |
| Utilities | $135 | $183 | -26% |
| Transportation | $179 | $211 | -15% |
| Car Insurance | $192 | $215 | -11% |
| Health Insurance | $614 | $642 | -4% |
| Medicare Supplement | $208 | $200 | +4% |
| Prescription Drugs | $156 | $150 | +4% |
| Internet + Phone | $125 | $120 | +4% |
| Recreation & Social | $208 | $200 | +4% |
| Home Maintenance | $104 | $100 | +4% |
| Total Monthly | $3,360 | $3,658 | -8% |
How We Calculated the Salary
Monthly expenses:$3,360
Target savings (5%):$190/mo
Monthly after-tax needed:$3,550
Effective tax rate:27%
Gross annual salary needed:$59,294
What Drives the Salary Number?
Housing
$1,172
1-2BR Senior-Friendly rent is 35% of this monthly budget.
Taxes
27%
Estimated federal plus NV state tax reserve used to convert take-home needs into gross salary.
Savings target
5%
$190/mo is reserved for savings so the salary is not just break-even.
Local index
104/100
Las Vegas is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby west Cities
Salary Planning Checklist
- Keep 1-2br senior-friendly housing near $1,172/mo or adjust the salary target upward.
- Budget $801/mo for persona-specific costs such as Medicare Supplement and Prescription Drugs.
- Use $55,233/year as the survival floor and $59,294/year as the healthier negotiation target.
Other Household Types in Las Vegas
Related Pages
FAQ
What salary does a retiree need in Las Vegas?
A retiree needs approximately $59,294/year ($4,941/month gross) to live comfortably in Las Vegas with a 5% savings rate.
How much is rent for a retiree in Las Vegas?
A 1-2br senior-friendly in Las Vegas costs approximately $1,172/month, which is the largest single expense at 35% of the total budget.
Is Las Vegas affordable for a retiree?
Yes, Las Vegas is 8% more affordable than the national average for a retiree.