Salary Needed to Live in Lexington as a Couple

A couple sharing expenses without children needs approximately $24,952/year to live comfortably in Lexington, KY — including 12% savings.

Comfortable Salary
$24,952
with 12% savings
Bare Minimum
$20,960
no savings buffer
Monthly Expenses
$1,310
10% below national avg

Detailed Monthly Budget for a Couple in Lexington

ExpenseLexingtonNat'l AvgDiff
🏠 1-2BR Apartment Rent$136$137-1%
🛒 Groceries$31$27+15%
⚡ Utilities$14$19-26%
🚗 Transportation$27$35-23%
🛡️ Car Insurance$162$223-27%
🏥 Health Insurance$43$56-23%
Internet$60$65-8%
Phone (×2)$130$140-7%
Dining & Social$419$450-7%
Entertainment$167$180-7%
Personal Care (×2)$121$130-7%
Total Monthly$1,310$1,462-10%

How We Calculated the Salary

Monthly expenses:$1,310
Target savings (12%):$213/mo
Monthly after-tax needed:$1,523
Effective tax rate:25%

Gross annual salary needed:$24,952

Other Household Types in Lexington

Single Person
$17,871/yr
$968/mo expenses
Family with Kids
$53,720/yr
$2,686/mo expenses
Retiree
$18,617/yr
$1,086/mo expenses

Related Pages

Living Alone in LexingtonCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Lexington?
A couple (no kids) needs approximately $24,952/year ($2,079/month gross) to live comfortably in Lexington with a 12% savings rate.
How much is rent for a couple (no kids) in Lexington?
A 1-2br apartment in Lexington costs approximately $136/month, which is the largest single expense at 10% of the total budget.
Is Lexington affordable for a couple (no kids)?
Yes, Lexington is 10% more affordable than the national average for a couple (no kids).
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