Salary Needed to Live in Long Beach as a Family

A family of four (2 adults, 2 children) needs approximately $92,131/year to live comfortably in Long Beach, CA — including 15% savings.

Comfortable Salary
$92,131
with 15% savings
Bare Minimum
$73,200
no savings buffer
Monthly Expenses
$4,453
52% above national avg

Detailed Monthly Budget for a Family in Long Beach

ExpenseLong BeachNat'l AvgDiff
🏠 3BR Apartment/House Rent$416$209+99%
🛒 Groceries$73$44+66%
⚡ Utilities$37$28+32%
🚗 Transportation$59$44+34%
🛡️ Car Insurance$197$215-8%
🏥 Health Insurance$58$54+7%
Childcare/After-school$1,860$1,200+55%
Internet + Phones$279$180+55%
Children Activities$388$250+55%
Dining Out$543$350+55%
School Supplies & Clothing$310$200+55%
Healthcare Co-pays$233$150+55%
Total Monthly$4,453$2,924+52%

How We Calculated the Salary

Monthly expenses:$4,453
Target savings (15%):$989/mo
Monthly after-tax needed:$5,442
Effective tax rate:27%

Gross annual salary needed:$92,131

Other Household Types in Long Beach

Single Person
$29,771/yr
$1,563/mo expenses
Couple (No Kids)
$42,098/yr
$2,140/mo expenses
Retiree
$31,041/yr
$1,759/mo expenses

Related Pages

Living Alone in Long BeachCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a family with kids need in Long Beach?
A family with kids needs approximately $92,131/year ($7,678/month gross) to live comfortably in Long Beach with a 15% savings rate.
How much is rent for a family with kids in Long Beach?
A 3br apartment/house in Long Beach costs approximately $416/month, which is the largest single expense at 9% of the total budget.
Is Long Beach affordable for a family with kids?
Long Beach is above the national average for family with kids living costs, requiring 52% more salary than the US median.
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