Salary Needed to Live in Louisville as a Couple

A couple sharing expenses without children needs approximately $24,857/year to live comfortably in Louisville, KY — including 12% savings.

Comfortable Salary
$24,857
with 12% savings
Bare Minimum
$20,880
no savings buffer
Monthly Expenses
$1,305
11% below national avg

Detailed Monthly Budget for a Couple in Louisville

ExpenseLouisvilleNat'l AvgDiff
🏠 1-2BR Apartment Rent$102$137-26%
🛒 Groceries$28$27+4%
⚡ Utilities$16$19-16%
🚗 Transportation$40$35+14%
🛡️ Car Insurance$201$223-10%
🏥 Health Insurance$58$56+4%
Internet$58$65-11%
Phone (×2)$125$140-11%
Dining & Social$401$450-11%
Entertainment$160$180-11%
Personal Care (×2)$116$130-11%
Total Monthly$1,305$1,462-11%

How We Calculated the Salary

Monthly expenses:$1,305
Target savings (12%):$212/mo
Monthly after-tax needed:$1,517
Effective tax rate:25%

Gross annual salary needed:$24,857

Other Household Types in Louisville

Single Person
$18,055/yr
$978/mo expenses
Family with Kids
$52,180/yr
$2,609/mo expenses
Retiree
$18,583/yr
$1,084/mo expenses

Related Pages

Living Alone in LouisvilleCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Louisville?
A couple (no kids) needs approximately $24,857/year ($2,071/month gross) to live comfortably in Louisville with a 12% savings rate.
How much is rent for a couple (no kids) in Louisville?
A 1-2br apartment in Louisville costs approximately $102/month, which is the largest single expense at 8% of the total budget.
Is Louisville affordable for a couple (no kids)?
Yes, Louisville is 11% more affordable than the national average for a couple (no kids).
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