Salary Needed to Live in Lowell as a Couple
A couple sharing expenses without children needs approximately $31,560/year to live comfortably in Lowell, MA — including 12% savings.
Comfortable Salary
$31,560
with 12% savings
Bare Minimum
$26,300
no savings buffer
Monthly Expenses
$1,578
7% above national avg
Detailed Monthly Budget for a Couple in Lowell
| Expense | Lowell | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $158 | $137 | +15% |
| 🛒 Groceries | $31 | $27 | +15% |
| ⚡ Utilities | $18 | $19 | -5% |
| 🚗 Transportation | $30 | $35 | -14% |
| 🛡️ Car Insurance | $211 | $229 | -8% |
| 🏥 Health Insurance | $68 | $58 | +17% |
| Internet | $72 | $65 | +11% |
| Phone (×2) | $154 | $140 | +10% |
| Dining & Social | $495 | $450 | +10% |
| Entertainment | $198 | $180 | +10% |
| Personal Care (×2) | $143 | $130 | +10% |
| Total Monthly | $1,578 | $1,470 | +7% |
How We Calculated the Salary
Monthly expenses:$1,578
Target savings (12%):$258/mo
Monthly after-tax needed:$1,836
Effective tax rate:28%
Gross annual salary needed:$31,560
Other Household Types in Lowell
Related Pages
FAQ
What salary does a couple (no kids) need in Lowell?
A couple (no kids) needs approximately $31,560/year ($2,630/month gross) to live comfortably in Lowell with a 12% savings rate.
How much is rent for a couple (no kids) in Lowell?
A 1-2br apartment in Lowell costs approximately $158/month, which is the largest single expense at 10% of the total budget.
Is Lowell affordable for a couple (no kids)?
Lowell is roughly average for couple (no kids) costs, requiring a salary close to the national median.