Salary Needed to Live in Lubbock as a Single
A single adult living independently needs approximately $15,563/year to live comfortably in Lubbock, TX — including 10% savings.
Comfortable Salary
$15,563
with 10% savings
Bare Minimum
$13,488
no savings buffer
Monthly Expenses
$843
23% below national avg
Detailed Monthly Budget for a Single in Lubbock
| Expense | Lubbock | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $81 | $113 | -28% |
| 🛒 Groceries | $15 | $17 | -12% |
| ⚡ Utilities | $13 | $14 | -7% |
| 🚗 Transportation | $17 | $26 | -35% |
| 🛡️ Car Insurance | $127 | $223 | -43% |
| 🏥 Health Insurance | $48 | $56 | -14% |
| Internet | $55 | $65 | -15% |
| Phone | $71 | $85 | -16% |
| Dining & Social | $252 | $300 | -16% |
| Entertainment | $101 | $120 | -16% |
| Personal Care | $63 | $75 | -16% |
| Total Monthly | $843 | $1,094 | -23% |
How We Calculated the Salary
Monthly expenses:$843
Target savings (10%):$108/mo
Monthly after-tax needed:$951
Effective tax rate:25%
Gross annual salary needed:$15,563
Other Household Types in Lubbock
Related Pages
FAQ
What salary does a single person need in Lubbock?
A single person needs approximately $15,563/year ($1,297/month gross) to live comfortably in Lubbock with a 10% savings rate.
How much is rent for a single person in Lubbock?
A studio/1br in Lubbock costs approximately $81/month, which is the largest single expense at 10% of the total budget.
Is Lubbock affordable for a single person?
Yes, Lubbock is 23% more affordable than the national average for a single person.