Salary Needed to Live in McAllen as a Couple

A couple sharing expenses without children needs approximately $21,352/year to live comfortably in McAllen, TX — including 12% savings.

Comfortable Salary
$21,352
with 12% savings
Bare Minimum
$17,936
no savings buffer
Monthly Expenses
$1,121
23% below national avg

Detailed Monthly Budget for a Couple in McAllen

ExpenseMcAllenNat'l AvgDiff
🏠 1-2BR Apartment Rent$96$137-30%
🛒 Groceries$25$27-7%
⚡ Utilities$17$19-11%
🚗 Transportation$31$35-11%
🛡️ Car Insurance$149$223-33%
🏥 Health Insurance$51$56-9%
Internet$51$65-22%
Phone (×2)$109$140-22%
Dining & Social$351$450-22%
Entertainment$140$180-22%
Personal Care (×2)$101$130-22%
Total Monthly$1,121$1,462-23%

How We Calculated the Salary

Monthly expenses:$1,121
Target savings (12%):$182/mo
Monthly after-tax needed:$1,303
Effective tax rate:25%

Gross annual salary needed:$21,352

Other Household Types in McAllen

Single Person
$15,415/yr
$835/mo expenses
Family with Kids
$45,380/yr
$2,269/mo expenses
Retiree
$15,943/yr
$930/mo expenses

Related Pages

Living Alone in McAllenCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in McAllen?
A couple (no kids) needs approximately $21,352/year ($1,779/month gross) to live comfortably in McAllen with a 12% savings rate.
How much is rent for a couple (no kids) in McAllen?
A 1-2br apartment in McAllen costs approximately $96/month, which is the largest single expense at 9% of the total budget.
Is McAllen affordable for a couple (no kids)?
Yes, McAllen is 23% more affordable than the national average for a couple (no kids).
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