Salary Needed to Live in McAllen as a Single

A single adult living independently needs approximately $15,415/year to live comfortably in McAllen, TX — including 10% savings.

Comfortable Salary
$15,415
with 10% savings
Bare Minimum
$13,360
no savings buffer
Monthly Expenses
$835
24% below national avg

Detailed Monthly Budget for a Single in McAllen

ExpenseMcAllenNat'l AvgDiff
🏠 Studio/1BR Rent$79$113-30%
🛒 Groceries$16$17-6%
⚡ Utilities$13$14-7%
🚗 Transportation$23$26-12%
🛡️ Car Insurance$149$223-33%
🏥 Health Insurance$51$56-9%
Internet$51$65-22%
Phone$66$85-22%
Dining & Social$234$300-22%
Entertainment$94$120-22%
Personal Care$59$75-21%
Total Monthly$835$1,094-24%

How We Calculated the Salary

Monthly expenses:$835
Target savings (10%):$107/mo
Monthly after-tax needed:$942
Effective tax rate:25%

Gross annual salary needed:$15,415

Other Household Types in McAllen

Couple (No Kids)
$21,352/yr
$1,121/mo expenses
Family with Kids
$45,380/yr
$2,269/mo expenses
Retiree
$15,943/yr
$930/mo expenses

Related Pages

Living Alone in McAllenCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in McAllen?
A single person needs approximately $15,415/year ($1,285/month gross) to live comfortably in McAllen with a 10% savings rate.
How much is rent for a single person in McAllen?
A studio/1br in McAllen costs approximately $79/month, which is the largest single expense at 9% of the total budget.
Is McAllen affordable for a single person?
Yes, McAllen is 24% more affordable than the national average for a single person.
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