Salary Needed to Live in Midland as a Couple

A couple sharing expenses without children needs approximately $25,295/year to live comfortably in Midland, TX — including 12% savings.

Comfortable Salary
$25,295
with 12% savings
Bare Minimum
$21,248
no savings buffer
Monthly Expenses
$1,328
9% below national avg

Detailed Monthly Budget for a Couple in Midland

ExpenseMidlandNat'l AvgDiff
🏠 1-2BR Apartment Rent$146$137+7%
🛒 Groceries$35$27+30%
⚡ Utilities$13$19-32%
🚗 Transportation$28$35-20%
🛡️ Car Insurance$140$223-37%
🏥 Health Insurance$59$56+5%
Internet$61$65-6%
Phone (×2)$132$140-6%
Dining & Social$423$450-6%
Entertainment$169$180-6%
Personal Care (×2)$122$130-6%
Total Monthly$1,328$1,462-9%

How We Calculated the Salary

Monthly expenses:$1,328
Target savings (12%):$216/mo
Monthly after-tax needed:$1,544
Effective tax rate:25%

Gross annual salary needed:$25,295

Other Household Types in Midland

Single Person
$18,092/yr
$980/mo expenses
Family with Kids
$54,500/yr
$2,725/mo expenses
Retiree
$18,823/yr
$1,098/mo expenses

Related Pages

Living Alone in MidlandCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Midland?
A couple (no kids) needs approximately $25,295/year ($2,108/month gross) to live comfortably in Midland with a 12% savings rate.
How much is rent for a couple (no kids) in Midland?
A 1-2br apartment in Midland costs approximately $146/month, which is the largest single expense at 11% of the total budget.
Is Midland affordable for a couple (no kids)?
Yes, Midland is 9% more affordable than the national average for a couple (no kids).
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