Salary Needed to Live in Olympia as a Family
A family of four (2 adults, 2 children) needs approximately $67,510/year to live comfortably in Olympia, WA — including 15% savings.
Comfortable Salary
$67,510
with 15% savings
Bare Minimum
$53,638
no savings buffer
Monthly Expenses
$3,263
12% above national avg
Detailed Monthly Budget for a Family in Olympia
| Expense | Olympia | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $221 | $209 | +6% |
| 🛒 Groceries | $67 | $44 | +52% |
| ⚡ Utilities | $22 | $28 | -21% |
| 🚗 Transportation | $55 | $44 | +25% |
| 🛡️ Car Insurance | $175 | $215 | -19% |
| 🏥 Health Insurance | $43 | $54 | -20% |
| Childcare/After-school | $1,380 | $1,200 | +15% |
| Internet + Phones | $207 | $180 | +15% |
| Children Activities | $288 | $250 | +15% |
| Dining Out | $402 | $350 | +15% |
| School Supplies & Clothing | $230 | $200 | +15% |
| Healthcare Co-pays | $173 | $150 | +15% |
| Total Monthly | $3,263 | $2,924 | +12% |
How We Calculated the Salary
Monthly expenses:$3,263
Target savings (15%):$725/mo
Monthly after-tax needed:$3,988
Effective tax rate:27%
Gross annual salary needed:$67,510
Other Household Types in Olympia
Related Pages
FAQ
What salary does a family with kids need in Olympia?
A family with kids needs approximately $67,510/year ($5,626/month gross) to live comfortably in Olympia with a 15% savings rate.
How much is rent for a family with kids in Olympia?
A 3br apartment/house in Olympia costs approximately $221/month, which is the largest single expense at 7% of the total budget.
Is Olympia affordable for a family with kids?
Olympia is above the national average for family with kids living costs, requiring 12% more salary than the US median.