Salary Needed to Live in Oshkosh as a Family
A family of four (2 adults, 2 children) needs approximately $48,915/year to live comfortably in Oshkosh, WI — including 15% savings.
Comfortable Salary
$48,915
with 15% savings
Bare Minimum
$39,000
no savings buffer
Monthly Expenses
$2,405
18% below national avg
Detailed Monthly Budget for a Family in Oshkosh
| Expense | Oshkosh | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $138 | $209 | -34% |
| 🛒 Groceries | $47 | $44 | +7% |
| ⚡ Utilities | $21 | $28 | -25% |
| 🚗 Transportation | $35 | $44 | -20% |
| 🛡️ Car Insurance | $159 | $211 | -25% |
| 🏥 Health Insurance | $48 | $53 | -9% |
| Childcare/After-school | $1,008 | $1,200 | -16% |
| Internet + Phones | $151 | $180 | -16% |
| Children Activities | $210 | $250 | -16% |
| Dining Out | $294 | $350 | -16% |
| School Supplies & Clothing | $168 | $200 | -16% |
| Healthcare Co-pays | $126 | $150 | -16% |
| Total Monthly | $2,405 | $2,919 | -18% |
How We Calculated the Salary
Monthly expenses:$2,405
Target savings (15%):$532/mo
Monthly after-tax needed:$2,937
Effective tax rate:26%
Gross annual salary needed:$48,915
Other Household Types in Oshkosh
Related Pages
FAQ
What salary does a family with kids need in Oshkosh?
A family with kids needs approximately $48,915/year ($4,076/month gross) to live comfortably in Oshkosh with a 15% savings rate.
How much is rent for a family with kids in Oshkosh?
A 3br apartment/house in Oshkosh costs approximately $138/month, which is the largest single expense at 6% of the total budget.
Is Oshkosh affordable for a family with kids?
Yes, Oshkosh is 18% more affordable than the national average for a family with kids.