Salary Needed to Live in Portsmouth as a Family
A family of four (2 adults, 2 children) needs approximately $77,768/year to live comfortably in Portsmouth, NH — including 15% savings.
Comfortable Salary
$77,768
with 15% savings
Bare Minimum
$61,567
no savings buffer
Monthly Expenses
$3,694
26% above national avg
Detailed Monthly Budget for a Family in Portsmouth
| Expense | Portsmouth | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $277 | $209 | +33% |
| 🛒 Groceries | $61 | $44 | +39% |
| ⚡ Utilities | $29 | $28 | +4% |
| 🚗 Transportation | $61 | $44 | +39% |
| 🛡️ Car Insurance | $218 | $229 | -5% |
| 🏥 Health Insurance | $66 | $58 | +14% |
| Childcare/After-school | $1,536 | $1,200 | +28% |
| Internet + Phones | $230 | $180 | +28% |
| Children Activities | $320 | $250 | +28% |
| Dining Out | $448 | $350 | +28% |
| School Supplies & Clothing | $256 | $200 | +28% |
| Healthcare Co-pays | $192 | $150 | +28% |
| Total Monthly | $3,694 | $2,942 | +26% |
How We Calculated the Salary
Monthly expenses:$3,694
Target savings (15%):$823/mo
Monthly after-tax needed:$4,517
Effective tax rate:28%
Gross annual salary needed:$77,768
Other Household Types in Portsmouth
Related Pages
FAQ
What salary does a family with kids need in Portsmouth?
A family with kids needs approximately $77,768/year ($6,481/month gross) to live comfortably in Portsmouth with a 15% savings rate.
How much is rent for a family with kids in Portsmouth?
A 3br apartment/house in Portsmouth costs approximately $277/month, which is the largest single expense at 7% of the total budget.
Is Portsmouth affordable for a family with kids?
Portsmouth is above the national average for family with kids living costs, requiring 26% more salary than the US median.