Salary Needed to Live in Provo as a Couple
A couple sharing expenses without children needs approximately $75,344/year to live comfortably in Provo, UT, including 12% savings.
Direct Answer
A couple (no kids) needs about $75,344/year to live comfortably in Provo, UT. The bare-minimum salary is $62,959/year, but the comfortable figure includes a 12% savings target and a monthly after-tax budget of $4,455.
The minimum scenario leaves about $3,830/mo after tax and no planned savings. The comfortable scenario uses $6,279/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$75,344
with 12% savings
Bare Minimum
$62,959
$5,247/mo gross, no savings buffer
Monthly Expenses
$3,830
14% below national avg
Detailed Monthly Budget for a Couple in Provo
| Expense | Provo | Nat'l Avg | Diff |
|---|---|---|---|
| 1-2BR Apartment Rent | $1,014 | $1,641 | -38% |
| Groceries | $503 | $320 | +57% |
| Utilities | $206 | $225 | -8% |
| Transportation | $430 | $421 | +2% |
| Car Insurance | $195 | $215 | -9% |
| Health Insurance | $459 | $642 | -29% |
| Internet | $69 | $65 | +6% |
| Phone (x2) | $148 | $140 | +6% |
| Dining & Social | $477 | $450 | +6% |
| Entertainment | $191 | $180 | +6% |
| Personal Care (x2) | $138 | $130 | +6% |
| Total Monthly | $3,830 | $4,429 | -14% |
How We Calculated the Salary
Monthly expenses:$3,830
Target savings (12%):$625/mo
Monthly after-tax needed:$4,455
Effective tax rate:27%
Gross annual salary needed:$75,344
What Drives the Salary Number?
Housing
$1,014
1-2BR Apartment rent is 26% of this monthly budget.
Taxes
27%
Estimated federal plus UT state tax reserve used to convert take-home needs into gross salary.
Savings target
12%
$625/mo is reserved for savings so the salary is not just break-even.
Local index
106/100
Provo is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby west Cities
Salary Planning Checklist
- Keep 1-2br apartment housing near $1,014/mo or adjust the salary target upward.
- Budget $1,023/mo for persona-specific costs such as Internet and Phone (x2).
- Use $62,959/year as the survival floor and $75,344/year as the healthier negotiation target.
Other Household Types in Provo
Related Pages
FAQ
What salary does a couple (no kids) need in Provo?
A couple (no kids) needs approximately $75,344/year ($6,279/month gross) to live comfortably in Provo with a 12% savings rate.
How much is rent for a couple (no kids) in Provo?
A 1-2br apartment in Provo costs approximately $1,014/month, which is the largest single expense at 26% of the total budget.
Is Provo affordable for a couple (no kids)?
Yes, Provo is 14% more affordable than the national average for a couple (no kids).