Salary Needed to Live in Rochester as a Single
A single adult living independently needs approximately $18,794/year to live comfortably in Rochester, NY — including 10% savings.
Comfortable Salary
$18,794
with 10% savings
Bare Minimum
$16,183
no savings buffer
Monthly Expenses
$971
12% below national avg
Detailed Monthly Budget for a Single in Rochester
| Expense | Rochester | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $79 | $113 | -30% |
| 🛒 Groceries | $22 | $17 | +29% |
| ⚡ Utilities | $12 | $14 | -14% |
| 🚗 Transportation | $25 | $26 | -4% |
| 🛡️ Car Insurance | $199 | $229 | -13% |
| 🏥 Health Insurance | $52 | $58 | -10% |
| Internet | $59 | $65 | -9% |
| Phone | $77 | $85 | -9% |
| Dining & Social | $270 | $300 | -10% |
| Entertainment | $108 | $120 | -10% |
| Personal Care | $68 | $75 | -9% |
| Total Monthly | $971 | $1,102 | -12% |
How We Calculated the Salary
Monthly expenses:$971
Target savings (10%):$125/mo
Monthly after-tax needed:$1,096
Effective tax rate:28%
Gross annual salary needed:$18,794
Other Household Types in Rochester
Related Pages
FAQ
What salary does a single person need in Rochester?
A single person needs approximately $18,794/year ($1,566/month gross) to live comfortably in Rochester with a 10% savings rate.
How much is rent for a single person in Rochester?
A studio/1br in Rochester costs approximately $79/month, which is the largest single expense at 8% of the total budget.
Is Rochester affordable for a single person?
Yes, Rochester is 12% more affordable than the national average for a single person.