Salary Needed to Live in Rogers as a Retiree
A retired individual (65+) needs approximately $49,954/year to live comfortably in Rogers, AR, including 5% savings.
Direct Answer
A retiree needs about $49,954/year to live comfortably in Rogers, AR. The bare-minimum salary is $46,624/year, but the comfortable figure includes a 5% savings target and a monthly after-tax budget of $3,078.
The minimum scenario leaves about $2,914/mo after tax and no planned savings. The comfortable scenario uses $4,163/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$49,954
with 5% savings
Bare Minimum
$46,624
$3,885/mo gross, no savings buffer
Monthly Expenses
$2,914
21% below national avg
Detailed Monthly Budget for a Retiree in Rogers
| Expense | Rogers | Nat'l Avg | Diff |
|---|---|---|---|
| 1-2BR Senior-Friendly Rent | $953 | $1,448 | -34% |
| Groceries | $179 | $189 | -5% |
| Utilities | $163 | $183 | -11% |
| Transportation | $141 | $211 | -33% |
| Car Insurance | $165 | $223 | -26% |
| Health Insurance | $635 | $672 | -6% |
| Medicare Supplement | $176 | $200 | -12% |
| Prescription Drugs | $132 | $150 | -12% |
| Internet + Phone | $106 | $120 | -12% |
| Recreation & Social | $176 | $200 | -12% |
| Home Maintenance | $88 | $100 | -12% |
| Total Monthly | $2,914 | $3,696 | -21% |
How We Calculated the Salary
Monthly expenses:$2,914
Target savings (5%):$164/mo
Monthly after-tax needed:$3,078
Effective tax rate:25%
Gross annual salary needed:$49,954
What Drives the Salary Number?
Housing
$953
1-2BR Senior-Friendly rent is 33% of this monthly budget.
Taxes
25%
Estimated federal plus AR state tax reserve used to convert take-home needs into gross salary.
Savings target
5%
$164/mo is reserved for savings so the salary is not just break-even.
Local index
88/100
Rogers is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby south Cities
Salary Planning Checklist
- Keep 1-2br senior-friendly housing near $953/mo or adjust the salary target upward.
- Budget $678/mo for persona-specific costs such as Medicare Supplement and Prescription Drugs.
- Use $46,624/year as the survival floor and $49,954/year as the healthier negotiation target.
Other Household Types in Rogers
Related Pages
FAQ
What salary does a retiree need in Rogers?
A retiree needs approximately $49,954/year ($4,163/month gross) to live comfortably in Rogers with a 5% savings rate.
How much is rent for a retiree in Rogers?
A 1-2br senior-friendly in Rogers costs approximately $953/month, which is the largest single expense at 33% of the total budget.
Is Rogers affordable for a retiree?
Yes, Rogers is 21% more affordable than the national average for a retiree.