Salary Needed to Live in Seattle as a Retiree

A retired individual (65+) needs approximately $34,253/year to live comfortably in Seattle, WA — including 5% savings.

Comfortable Salary
$34,253
with 5% savings
Bare Minimum
$31,907
no savings buffer
Monthly Expenses
$1,941
61% above national avg

Detailed Monthly Budget for a Retiree in Seattle

ExpenseSeattleNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$232$121+92%
🛒 Groceries$24$16+50%
⚡ Utilities$23$15+53%
🚗 Transportation$28$18+56%
🛡️ Car Insurance$246$215+14%
🏥 Health Insurance$64$54+19%
Medicare Supplement$344$200+72%
Prescription Drugs$258$150+72%
Internet + Phone$206$120+72%
Recreation & Social$344$200+72%
Home Maintenance$172$100+72%
Total Monthly$1,941$1,209+61%

How We Calculated the Salary

Monthly expenses:$1,941
Target savings (5%):$110/mo
Monthly after-tax needed:$2,051
Effective tax rate:27%

Gross annual salary needed:$34,253

Other Household Types in Seattle

Single Person
$32,838/yr
$1,724/mo expenses
Couple (No Kids)
$46,367/yr
$2,357/mo expenses
Family with Kids
$101,317/yr
$4,897/mo expenses

Related Pages

Living Alone in SeattleCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Seattle?
A retiree needs approximately $34,253/year ($2,854/month gross) to live comfortably in Seattle with a 5% savings rate.
How much is rent for a retiree in Seattle?
A 1-2br senior-friendly in Seattle costs approximately $232/month, which is the largest single expense at 12% of the total budget.
Is Seattle affordable for a retiree?
Seattle is above the national average for retiree living costs, requiring 61% more salary than the US median.
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