Salary Needed to Live in Springfield as a Couple
A couple sharing expenses without children needs approximately $28,760/year to live comfortably in Springfield, MA — including 12% savings.
Comfortable Salary
$28,760
with 12% savings
Bare Minimum
$23,967
no savings buffer
Monthly Expenses
$1,438
2% below national avg
Detailed Monthly Budget for a Couple in Springfield
| Expense | Springfield | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $132 | $137 | -4% |
| 🛒 Groceries | $35 | $27 | +30% |
| ⚡ Utilities | $15 | $19 | -21% |
| 🚗 Transportation | $30 | $35 | -14% |
| 🛡️ Car Insurance | $176 | $229 | -23% |
| 🏥 Health Insurance | $65 | $58 | +12% |
| Internet | $66 | $65 | +2% |
| Phone (×2) | $143 | $140 | +2% |
| Dining & Social | $459 | $450 | +2% |
| Entertainment | $184 | $180 | +2% |
| Personal Care (×2) | $133 | $130 | +2% |
| Total Monthly | $1,438 | $1,470 | -2% |
How We Calculated the Salary
Monthly expenses:$1,438
Target savings (12%):$235/mo
Monthly after-tax needed:$1,673
Effective tax rate:28%
Gross annual salary needed:$28,760
Other Household Types in Springfield
Related Pages
FAQ
What salary does a couple (no kids) need in Springfield?
A couple (no kids) needs approximately $28,760/year ($2,397/month gross) to live comfortably in Springfield with a 12% savings rate.
How much is rent for a couple (no kids) in Springfield?
A 1-2br apartment in Springfield costs approximately $132/month, which is the largest single expense at 9% of the total budget.
Is Springfield affordable for a couple (no kids)?
Springfield is roughly average for couple (no kids) costs, requiring a salary close to the national median.