Salary Needed to Live in Springfield as a Single

A single adult living independently needs approximately $16,031/year to live comfortably in Springfield, MO — including 10% savings.

Comfortable Salary
$16,031
with 10% savings
Bare Minimum
$13,865
no savings buffer
Monthly Expenses
$855
21% below national avg

Detailed Monthly Budget for a Single in Springfield

ExpenseSpringfieldNat'l AvgDiff
🏠 Studio/1BR Rent$99$113-12%
🛒 Groceries$18$17+6%
⚡ Utilities$8$14-43%
🚗 Transportation$17$26-35%
🛡️ Car Insurance$135$211-36%
🏥 Health Insurance$50$53-6%
Internet$53$65-18%
Phone$70$85-18%
Dining & Social$246$300-18%
Entertainment$98$120-18%
Personal Care$61$75-19%
Total Monthly$855$1,079-21%

How We Calculated the Salary

Monthly expenses:$855
Target savings (10%):$110/mo
Monthly after-tax needed:$965
Effective tax rate:26%

Gross annual salary needed:$16,031

Other Household Types in Springfield

Couple (No Kids)
$22,413/yr
$1,158/mo expenses
Family with Kids
$48,203/yr
$2,370/mo expenses
Retiree
$16,661/yr
$958/mo expenses

Related Pages

Living Alone in SpringfieldCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Springfield?
A single person needs approximately $16,031/year ($1,336/month gross) to live comfortably in Springfield with a 10% savings rate.
How much is rent for a single person in Springfield?
A studio/1br in Springfield costs approximately $99/month, which is the largest single expense at 12% of the total budget.
Is Springfield affordable for a single person?
Yes, Springfield is 21% more affordable than the national average for a single person.
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