Salary Needed to Live in St. Louis as a Single
A single adult living independently needs approximately $16,781/year to live comfortably in St. Louis, MO — including 10% savings.
Comfortable Salary
$16,781
with 10% savings
Bare Minimum
$14,514
no savings buffer
Monthly Expenses
$895
17% below national avg
Detailed Monthly Budget for a Single in St. Louis
| Expense | St. Louis | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $102 | $113 | -10% |
| 🛒 Groceries | $16 | $17 | -6% |
| ⚡ Utilities | $11 | $14 | -21% |
| 🚗 Transportation | $24 | $26 | -8% |
| 🛡️ Car Insurance | $133 | $211 | -37% |
| 🏥 Health Insurance | $48 | $53 | -9% |
| Internet | $57 | $65 | -12% |
| Phone | $74 | $85 | -13% |
| Dining & Social | $261 | $300 | -13% |
| Entertainment | $104 | $120 | -13% |
| Personal Care | $65 | $75 | -13% |
| Total Monthly | $895 | $1,079 | -17% |
How We Calculated the Salary
Monthly expenses:$895
Target savings (10%):$115/mo
Monthly after-tax needed:$1,010
Effective tax rate:26%
Gross annual salary needed:$16,781
Other Household Types in St. Louis
Related Pages
FAQ
What salary does a single person need in St. Louis?
A single person needs approximately $16,781/year ($1,398/month gross) to live comfortably in St. Louis with a 10% savings rate.
How much is rent for a single person in St. Louis?
A studio/1br in St. Louis costs approximately $102/month, which is the largest single expense at 11% of the total budget.
Is St. Louis affordable for a single person?
Yes, St. Louis is 17% more affordable than the national average for a single person.