Salary Needed to Live in Tyler as a Family

A family of four (2 adults, 2 children) needs approximately $49,400/year to live comfortably in Tyler, TX — including 15% savings.

Comfortable Salary
$49,400
with 15% savings
Bare Minimum
$39,520
no savings buffer
Monthly Expenses
$2,470
16% below national avg

Detailed Monthly Budget for a Family in Tyler

ExpenseTylerNat'l AvgDiff
🏠 3BR Apartment/House Rent$199$209-5%
🛒 Groceries$48$44+9%
⚡ Utilities$15$28-46%
🚗 Transportation$39$44-11%
🛡️ Car Insurance$164$223-26%
🏥 Health Insurance$48$56-14%
Childcare/After-school$1,008$1,200-16%
Internet + Phones$151$180-16%
Children Activities$210$250-16%
Dining Out$294$350-16%
School Supplies & Clothing$168$200-16%
Healthcare Co-pays$126$150-16%
Total Monthly$2,470$2,934-16%

How We Calculated the Salary

Monthly expenses:$2,470
Target savings (15%):$545/mo
Monthly after-tax needed:$3,015
Effective tax rate:25%

Gross annual salary needed:$49,400

Other Household Types in Tyler

Single Person
$16,818/yr
$911/mo expenses
Couple (No Kids)
$23,295/yr
$1,223/mo expenses
Retiree
$17,400/yr
$1,015/mo expenses

Related Pages

Living Alone in TylerCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Tyler?
A family with kids needs approximately $49,400/year ($4,117/month gross) to live comfortably in Tyler with a 15% savings rate.
How much is rent for a family with kids in Tyler?
A 3br apartment/house in Tyler costs approximately $199/month, which is the largest single expense at 8% of the total budget.
Is Tyler affordable for a family with kids?
Yes, Tyler is 16% more affordable than the national average for a family with kids.
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